Graded premium whole life - Study guides, Class notes & Summaries
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Primerica - Exam test Questions & Answers
- Exam (elaborations) • 29 pages • 2024
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An insurer has made all of the decisions regarding the provisions included in the insured's policy. The insured finds an objectionable provision and wants to negotiate it with the insurer but is not allowed to do so. Her only options are to reject the policy or accept it as is. Which contract feature does this describe? 
a) Unilateral 
b) Conditional 
c) Personal 
d) Adhesion - Answer--Adhesion 
 
An insurance policy that only requires a payment of premium at its inception, provides insuranc...
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Webce Insurance test questions|Latest Update Graded A+
- Exam (elaborations) • 47 pages • 2024
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Webce Insurance test questions|Latest Update Graded A+ 
Agent Thompson received a letter from the Department of Insurance asking her to provide proof of completing the continuing education requirements. Within how many days must Agent Thompson respond to the Department's inquiry? 
 
20 
30 
10 
45 
10 days 
 
 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? 
 
S...
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NC Life insurance state exam study guideline already graded A+
- Exam (elaborations) • 16 pages • 2024
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NC Life insurance state exam study guideline already graded A+ 
Term Insurance 
Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. 
 
 
Term Insurance 
Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. 
 
 
Level Term Insurance 
Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Year or as o...
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Life Insurance License Exam well answered rated A+
- Exam (elaborations) • 22 pages • 2024
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Life Insurance License ExamOrdinary Straight Life - Whole Life - correct answer - Protection from the date of the policy issued to the date of the insured's death, or if still living at age 100 the policy has matured and death benefits are paid 
- Premium rate is based on the assumption that the insured will be paying premium for the "whole of life" 
- No changes can be made to the policy without the consent of the policy owner and the insurer 
- Death benefit and premium remain constant th...
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Primerica - Exam test Questions Answers 2024 with complete solution
- Exam (elaborations) • 24 pages • 2024
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Primerica - Exam test Questions Answers 
2024 with complete solution 
An insurer has made all of the decisions regarding the provisions included in the insured's policy. 
The insured finds an objectionable provision and wants to negotiate it with the insurer but is not 
allowed to do so. Her only options are to reject the policy or accept it as is. Which contract 
feature does this describe? 
a) Unilateral 
b) Conditional 
c) Personal 
d) Adhesion - Answer ️️ -Adhesion 
An insurance policy ...
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Connecticut Life and Health Insurance Exam Latest Update Graded A
- Exam (elaborations) • 31 pages • 2024
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Connecticut Life and Health Insurance Exam Latest Update Graded A 
A producer has indicated to a potential client that the proposed life insurance is covered by the Connecticut Life and Health Insurance Guaranty Association. This action taken by the producer is "Prohibited by law". Pointing out to a prospective client that the life insurance policy you are presenting is covered by the Connecticut Life and Health Guaranty Association is prohibited by law. 
Which of the following does NOT involv...
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Primerica life Insurance Test Questions With 100% Correct Answers.
- Exam (elaborations) • 21 pages • 2024
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A 25-year old full-time student is living off a trust fund. Why would he NOT qualify for an IRA? - He 
does not have earned income 
A college student will graduate next year. His studies have limited his ability to work, so he has borrowed 
funds to pay for his education - Modified whole life 
A dentist is off work for 4 months due to a disability. His dental assistants salary would be covered by - 
Business Overhead Insurance 
A fraternal benefit society - Is operated for the benefit of its mem...
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NC Life insurance state exam study guideline
- Exam (elaborations) • 16 pages • 2024
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- $12.00
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NC Life insurance state exam study guideline 
Term Insurance 
Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. 
 
 
Term Insurance 
Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. 
 
 
Level Term Insurance 
Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Year or as often as 5, 10, 15, ...
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Primerica - Exam Test Questions With 100% Correct Answers 2024
- Exam (elaborations) • 21 pages • 2024
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Primerica - Exam Test Questions With 100% Correct Answers 2024An insurer has made all of the decisions regarding the provisions included in the insured's policy. The insured finds an objectionable provision and wants to negotiate it with the insurer but is not allowed to do so. Her only options are to reject the policy or accept it as is. Which contract feature does this describe? 
a)	Unilateral 
b)	Conditional 
c)	Personal 
d)	Adhesion 
 
An insurance policy that only requires a payment of pr...
-
Webce Insurance test questions with verified answers
- Exam (elaborations) • 87 pages • 2024
- Available in package deal
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- $15.49
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Webce Insurance test questions with verified answers 
Agent Thompson received a letter from the Department of Insurance asking her to provide proof 
of completing the continuing education requirements. Within how many days must Agent 
Thompson respond to the Department's inquiry? 
20 
30 
10 
45 - Answer ️️ -10 days 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a 
nonresident license in Pennsylvania. Which of the following conditions must she sa...
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