Fdcpa fair debt - Study guides, Class notes & Summaries

FDCPA Final Test Questions and Answers Fully solved What is the "Mini Miranda? A required statement of intent. What does the acronym FDCPA stand for? Fair debt collection practices act. Brainpower Read More Previous Play Next Rewind 10 seconds Move forward 10 seconds Unmute 0:12 / 0:15 Full screen What is the correct wording of Reliant's mini Miranda? This is a communication with a debt collector and an attempt to collect a debt. Any information obtained will be...

FDCPA Test| Questions and Verified Answers (2024/ 2025) 100% Correct| Grade A Q: True or false: professional debt collectors may refer to legal action as a collection possibility on all size accounts even if their policy is to sue on accounts larger that $250 Answer: False Q: True or false: a collector can demand immediate payment 21 days after the notice is sent Answer: False Q: True or false: collectors may say anything over the telephone that they are prohibited f...

FDCPA TEST WITH QUESTIONS AND WELL DETAILED ANSWERS[ACTUAL EXAM 100%] In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - CORRECT ANSWER-a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - CORRECT ANSWER-a) debt collectors The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. TRUE FALSE - CORRECT ANSWER-TRUE When ...

Fair Debt Collection Practices Act Final Assessment Questions and Answers Already passed What is the purpose of the Fair Debt Collection Practices Act (FDCPA)? A. It is a law passed to protect creditors in collecting debts B. It is a law passed to protect consumers from abusive debt collectors C. It is a law passed to ensure that consumers validate a debt D. It is a law passed to protect banks from third party debt collectors Allan, a debt collector with ABC Collection Agency, ...

HUD Housing Counseling Exam ComplCivil Rights Act of 1866 - ANSWER Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - ANSWER banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - ANSWER added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 - ANSWER Added Disability and familial status to protected cla...

Consumer Law - Fair Debt Collection Practices Act (FDCPA) Laws Pertaining To Consumer Law In Texas – Q&A

HUD Housing Counseling Exam Complete Guide Civil Rights Act of 1866 Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 Added Disability and familial status to protected classes. Real Estate Set...

FDCPA QUESTIONS AND ANSWERS 100% CORRECT How many times can a debt collector contact a third party to request a location information regarding the consumer? one what information can you request from a third party? The consumer's home address, home phone, and place of employment which of the following are right parties with whom can always discuss the debt? a) the consumer's parents b)the consumer's employer c) the consumer's accountant d) the executor of the estate of a deceased D the...

FDCPA (Fair Debt Collections Practices Act) – Questions And Answers

FDCPA for Collectors Chapter Questions and Answers 2024 What does FDCPA stand for? Fair Debt Collection Practices Act What is does FDCPA do? Eliminates abusive, deceptive and unfair debt collection practices Brainpower Read More Previous Play Next Rewind 10 seconds Move forward 10 seconds Unmute 0:01 / 0:15 Full screen Who oversees compliance with the FDCPA? Consumer Financial Protection Bureau Who is governed by the FDCPA? -Creditors who collect their own...