Fair credit billing act - Study guides, Class notes & Summaries

HUD Housing Counseling Exam ComplCivil Rights Act of 1866 - ANSWER Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - ANSWER banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - ANSWER added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 - ANSWER Added Disability and familial status to protected cla...

Final HUD Certification Exam |UPDATED!!| 100% Correct Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? Pay stub Retirement plan statement List of assets Current lease *Ans* Pay stub A client would like purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? Fi...

CPAT/CCAT TEST 1 QUESTIONS & ANSWERS 2024/2025 HIPAA - ANSWERSAlso know as the Kennedy-Kassenbaum Bill FAIR CREDIT BILLING ACT - ANSWERSProvides that a reported error must be corrected or explained within 2 billing cycles or 90 days CMS - ANSWERSFormally known as HCFA TRUTH IN LENDING ACT - ANSWERSAlso known as Regulation Z FAIR CREDIT REPORTING ACT - ANSWERSWas recently amended to place additional requirements on CRAs HIPAA - ANSWERSEstablished HSAs (formally known as MSAs) ...

16,17,18, 19- financial literacy Questions and Answers Graded A+ Credit the use of someone else's money, borrowed now with the agreement to pay it back later debtor a person who borrows money from others (This money, called debt, and must be repaid.) creditor a person or business that loans money to others Income Financial position Collateral Qualifying for Credit: true When your earnings exceed your expenses, you have the capacity to take on debt Job ...

HUD Housing Counseling Exam Complete Guide Civil Rights Act of 1866 Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 Added Disability and familial status to protected classes. Real Estate Set...

Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? Pay stub Retirement plan statement List of assets Current lease - ANSWER Pay stub A client would like purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? Find a second job Borrow from retirement fund Sell maj...

Civil Rights Act of 1866 - Answer Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - Answer banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - Answer added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 - Answer Added Disability and familial status to protected classes. Real Estate Settlement a...

What act came about after the assassination of MLK? - The Civil Rights Act of 1968 A client does not receive a written monthly statement from the credit card company. Which credit law could this omission violate? - Fair Credit Billing Act In which situation would a client's responsibilities, recurring costs, and upfront costs be evaluated? - When weighing housing options A client works 40 hours a week making $15 an hour. What is the highest monthly mortgage the client can afford based on ...

Also known as the Kennedy kassenbaum bill - ANSWER HIPAA Providers that a reporter error must be corrected or explained within 2 billing cycles or 90 days - ANSWER Fair credit billing act Formerly known as HCFA - ANSWER CMS Also known as regulation Z - ANSWER Truth in lending act Was recently amended to place additional requirements on CRA s - ANSWER Fair credit reporting act Established HSAs known as MSAs) - ANSWER HIPAA Prohibits harassment,abuse and use of false or misleadin...

HUD Certification| 90 Questions | accurate Answers! Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? Pay stub Retirement plan statement List of assets Current lease - ANSWER Pay stub A client would like purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? ...