Catastrophic d - Study guides, Class notes & Summaries

Insurance Adjuster Exam Questions and Answers Rated A+ Which kind of losses are covered under a standard fire policy? Direct All fires are not covered by the Standard Fire policies, only those that: are hostile and have a flame or glow At what time does a fire policy go into affect? 12:01am standard time at the location of the insured's property A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000 worth of damage. What is the maximum amount the insur...

2024 AHIP EXAM QUESTIONS AND CORRECT ANSWERS One of your clients, Lauren Nichols, has heard about a Medicare concept from one of her neighbors called TrOOP. She asks you to explain it. What do you say? - Correct Answer: TrOOP stands for true out- of-pocket expenses that count toward the Medicare Part D catastrophic limit and include not onlyexpenses paid by a benefi ciary but also in some instances drug manufacturer discounts.

b. Health Disaster - It is a catastrophic event that results in casualties that overwhelm the healthcare resources in that community and may result in a sudden unanticipated surge of patients, a change in standards of care, and a need to allocate scarce resources? a. Disaster b. Health Disaster c. Pandemic d. Natural disaster a. Disaster - It is a serious disruption of the functioning of a community or a society at any scale due to hazardous events interacting with conditions of expos...

Life Insurance - This type of insurance pays when an insured has died to offset the economic loss to dependents. A) life B) health C) annuity D) property and casualty Policy - An insurance _________ is the device used by insurance companies to accumulate funds to meet uncertain losses. Risk Pooling - Insurance companies aggregate (collect) premiums to make claims payments - the aggregating of premiums to pay claims is called _____ ___________. Exposure Units - The more _______ units an in...

PNR 413 - Mental Health Nursing Test 2 Questions and Answers Rated A+ When managing a client diagnosed with narcissistic personality disorder, which approach would the nurse use? a. Optimistic b. Welcoming c. Direct and factual d. Supportive Among the underlying emotions commonly observed in avoidant personality disorder, which is predominant? a. Sadness b. Apprehension c. Remorse d. Uncertainty Cognitive restructuring techniques encompass all of the following exc...

Health Insurance Exam Graded A+ 2024/2025 | Questions with Complete Solutions. A health insurance policy may cover all the following risks except? a. medical expenses b. war related injuries c. dental expenses d. loss of income due to disability Answer:B Under individual policies, children of the insured may be covered up to the age of? Answer:26 Which of the following is not true of a major-medical health insurance policy? a. it is designed to pay on a first dollar of exp...

In the insurance business, risk can best be defined as: A. sharing the possibility of a loss B. uncertainty regarding the future C. uncertainty regarding financial loss D. uncertainty regarding when death will occur - Answer-C. The concept of insurance developed from the need to minimize the adverse effects of risk associated with the probability of financial loss. Which of the following risks is insurable? A. pure risks B. gambling C. speculative risks D. investing - Answer-A. O...

CHRP Practice Exam 1 Questions & Answers 2024/2025 What are the 3 basic occupational health and safety rights of all employees? a) The right to know, the right to participate, and the right to refuse unsafe work. b) The right to training, the right to safe conditions, and the right to personal protective equipment. c) The right to know, the right to communicate, and the right to question unsafe conditions. d) The right to safety policies, the right to participate, and the right to est...

CPO Test QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A+ (BRAND NEW!! 2024/ 2025[NEXT GEN] A demonstration is a crowd that is exhibiting sympathy for or against authority, or some political, economical, or social condition. True or False - CORRECT ANSWER True A riot means any extreme or catastrophic condition that imperils or results in loss of life and/or property. True or False - CORRECT ANSWER True The basic reason for the information of any crowd is the occurrence ...

Primerica Practice Exam Test A 75 Questions & Answers 2023 1. An annuity that is purchased with a lump sum premium and whose benefits begin after 12 months is called a: A. Single premium immediate annuity. B. Single premium deferred annuity. C. Level premium variable annuity. D. Flexible premium fixed annuity. - Correct answer-Single premium deferred annuity 2. A technique used to determine the amount of life insurance needed by focusing on the projected earning potential of an insured ...