Uninsured motorist - Study guides, Class notes & Summaries

AINS 102 (Latest 2023/ 2024 Update) Understanding Personal Insurance Exam | Questions and Verified Answers| 100% Correct| Grade A Q: Courtney drove her car home after spending an afternoon celebrating with some friends at a bar. She ran through a stop sign at a high speed and struck a van carrying a mother and two children. The van was totaled and all of the family members in the van were injured and hospitalized. The youngest child was severely injured and spent 3 months in the hospital and ...

In order to obtain a learner's permit in Virginia, you must be at least ____. - 15 years & 6 months old Vehicles registered in Virginia must be inspected ____ . - once a year You are covered by your parents' insurance policy while driving with a learner's permit. - True If you drive on the public roads of Virginia, you must submit to an alcohol or drug test when requested. This is known as the ____ law. - implied consent In Virginia, you must have a special license to drive a motorcycle....

The Personal Auto Policy (PAP) A policy that combines liability insurance with other optional coverages PAP Policies can cover -Individuals and residing family members -People driving car with owner's permission -Four-wheeled vehicles under 10,000 lbs *Insurable interest is required Previous Play Next Rewind 10 seconds Move forward 10 seconds Unmute 0:00 / 0:15 Full screen Brainpower Read More PAP Policies will indemnify for: -Property Damage -Personal Injury ...

Texas Insurance License Exam Prep P&C Questions with 100% Correct Answers What are 3 subjects an auto policy covers? 1. Body 2. The vehicle 3. Assets Bodily Injury Types Personal Injury Med Pay Uninsured Motorist No Fault Insurance State stipulates that parties cannot file a claim to the other persons insurance policy unless required in excess. Instead, each party is required to file a primary claim against their own insurance regardless who is at fault. EX. Florida Finan...

Texas all lines adjuster exam [QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS 2024/2025 All of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: - CORRECT ANSWER While performing a task that a fellow worker requested, that was unusual to the employee's job description, but occurred on the employer's premises during working hours. Which of the following statements is NOT TRUE regarding th...

C. Uninsured motorist (UM) Ans Joey, while driving, was involved in a two-car accident. Joey sustained a severe injury from the accident. The other party, who was at fault, did not maintain an auto insurance policy for the vehicle. Which one of the following would provide coverage for Joey when the other driver does not have an automobile liability policy? A. Underinsured motorist coverage (UIM) B. Collision C. Uninsured motorist (UM) D. Personal injury protection (PIP) A. Producers....

Loss of a CD player installed in the vehicle dashboard - CORRECT ANSWER-Which of the following may be covered under the physical damage insuring agreement of a personal auto policy? Loss of a CD player installed in the vehicle dashboard, damage to the vehicle caused by an engine failure, theft of a CB radio, all of the above Large limbs and branches of a tree that have fallen onto the street as a result of a windstorm the injured collides with them - CORRECT ANSWER-The collision coverage ...

Under the BOP, how much would be paid for any one tree, shrub, or plant in case of a covered cause of loss? - ANSWER-The policy provides a limit of no more than $1,000 on any one tree, shrub, or plant with a total limit of $2,500. The older forms provided $500. Name the coverage that applies to the extra cost the insured incurs to make temporary repairs and speed up the permanent repairs or replacement of damaged covered equipment under an Equipment Breakdown policy. - ANSWER-This is called...

In order to obtain a learner's permit in Virginia, you must be at least ____. 15 years & 6 months old Vehicles registered in Virginia must be inspected ____ . once a year You are covered by your parents' insurance policy while driving with a learner's permit. True If you drive on the public roads of Virginia, you must submit to an alcohol or drug test when requested. This is known as the ____ law. implied consent In Virginia, you must have a special license to drive a motorcycle. Tr...

Under the BOP, how much would be paid for any one tree, shrub, or plant in case of a covered cause of loss? - correct answer The policy provides a limit of no more than $1,000 on any one tree, shrub, or plant with a total limit of $2,500. The older forms provided $500. Name the coverage that applies to the extra cost the insured incurs to make temporary repairs and speed up the permanent repairs or replacement of damaged covered equipment under an Equipment Breakdown policy. - correct answe...