Personal auto policy pap - Study guides, Class notes & Summaries
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RMIN 4000 Exam 3 - Topics 8,9,10 Questions and Answers 100% Pass
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RMIN 4000 Exam 3 - Topics 8,9,10 
Questions and Answers 100% Pass 
 
How long is an auto insurance policy? usually 6 or 12 months 
 
Who writes auto insurance policies? ISO 
 
What is ISO? Insurance Services Office 
 
Five General Types of Coverage for Auto Insurance 1. Liability 
2. Uninsured Motorist 
3. Medical Payments 
4. Damage 
5. Convenience Coverage 
 
When is liability coverage implemented in auto? when you have a liability to a 3rd party for 
property damage (PD) or bodily injury (BI)...
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Personal Lines Insurance Practice Exam Questions and Answers Graded A+
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Personal Lines Insurance Practice Exam 
Questions and Answers Graded A+ 
 
Bobby, age 16, borrows his parents' car without their permission and gets into an accident. 
Which of the following statements about coverage under the parents' personal auto policy is 
CORRECT? 
 
A) Bobby is covered by his parents' policy because he is included in the definition of named 
insured. 
B) Bobby is not covered for this accident because he used the car without permission. 
C) Bobby is not covered because i...
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RMIN 4000 UGA Test 3| Questions and Answers 100% Accurate
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Guarantee ExamFX, Idaho Personal Lines Simulation Exam with Complete Solutions
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Guarantee ExamFX, Idaho Personal 
Lines Simulation Exam with Complete 
 
Solutions 
 
In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property 
covered by a dwelling policy. How many deductibles will the insured have to pay before the 
policy covers the damages caused by the eruptions? 
1. Zero 
2. One 
 
3. Two 
 
4. Three one 
 
In a personal auto policy (PAP), a covered auto includes all of the following EXCEPT 
1. A trailer owned by the insured. 
2. A farm i...
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New York State General Adjuster 17-70 | All Possible Questions with 100% Correct Answers | Latest Version 2024 | Verified
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An employee has been asked to use his own personal vehicle to perform certain tasks on behalf of his 
employer. What coverage is used under the business auto policy to protect the employer for lawsuits 
when the employee has an accident that causes legal action against the employer? - Employers nonownership coverage. This coverage protects the employer and not the employee. The employee is 
covered under his own PAP policy. 
Replacement cost coverage is best defined as: - Replacement without ded...
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AINS 102 Questions And Answers Latest 2024-2025 Graded A+.
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AINS 102 Questions And Answers Latest Graded A+. All of the following items are examples of personal property, EXCEPT: 
Select one: 
A. Sports equipment 
B. Silverware 
C. A fishing boat 
D. Underground pipes: Underground pipes 
2. Which one of the following statements regarding assets exposed to loss is 
true? 
Select one: 
A. Real property includes only tangible property.Correct. All real property is 
tangible property having a physical form that can be seen or touched. Personalprop...
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Florida 2-20 Agents License Exam Questions with Correct Answers 100% Accurate 2024-2025 Graded A
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The Florida Surplus Service Lines Office (FSLSO) was created to -Answer- oversee the surplus lines industry in the state 
 
Which of the following is NOT a required qualification for a General Lines Agent: -Answer- Seeking the license only to write controlled business 
 
The Department of Financial Services performs the following, EXCEPT: -Answer- Pays insurance claims 
 
Once license, you have how long to obtain an appointment? -Answer- 48 months 
 
Which of the following is NOT a duty of the O...
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RMIN 4000 UGA Test 3| Questions and Answers 100% Verified!
- Exam (elaborations) • 17 pages • 2024
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RMIN 4000 UGA Test 3| Questions and AnswerAuto Insurance - ANSWER--6 or 12 month policy 
-premiums usually paid monthly or quarterly 
 
5 general types of auto coverage - ANSWER-1. liability 
2. damage 
3. uninsured motorist 
4. medical payments 
5. convenience coverage 
 
Personal Auto Policy (PAP) - ANSWER---3rd party coverages (payments to someone else): 
•Part A: Liability Coverage (required by state) 
--1st party coverages (payments to you): 
•Part B: Medical Payments Coverage 
•Part ...
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Adjuster Course) L6-Personal Auto Policy (PAP) 2024 Questions & Answers, GRADED A+
- Exam (elaborations) • 9 pages • 2024
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Adjuster Course) L6-Personal Auto Policy (PAP) 2024 Questions & Answers, GRADED A+
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CIC - Commercial Casualty (Business Automobile Coverages and Endorsements) actual exam with 100% correct answers(latest update)
- Exam (elaborations) • 29 pages • 2024
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Auto 
o A land motor vehicle; trailer or semitrailer designed for travel on public roads 
o Land vehicle subject to a compulsory, financial responsibility, or other motor vehicle insurance law where licensed or principally garaged 
o Does not include mobile equipment as defined 
 
 
 
Trailer 
Includes semitrailer 
 
 
 
Mobile equipment 
o Paragraph 6 of the definition specifically identifies several types of self‐propelled vehicles that are considered autos and not mobile equipment 
o a. Sel...
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