Garage keepers policy - Study guides, Class notes & Summaries

All of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: - While performing a task that a fellow worker requested, that was unusual to the employee's job description, but occurred on the employer's premises during working hours. Which of the following statements is NOT TRUE regarding the implied warranties of an Ocean Marine policy? - The implied warranties are attached to the policy as an e...

NY Independent General Insurance Adjuster Practice Examination with Complete Solutions |Guarantee Pass|185 Q&A What does a misrepresentation involve that could void a policy? {{Correct Ans- information that may change the insurer's interest in issuing the policy if known at the time of the application All of the following are Unfair Claims Settlement Practices EXCEPT 1. misrepresentation of policy provisions. 2. failure to acknowledge pertinent communications. 3. failure to respond to ...

Those who are eligible for coverage under the Florida Automobile Joint Underwriting Association are? - Military Personnel A non-resident owning an automobile in Florida A non-resident subject to Florida no-fault law A forcible entry into locked premises and the carrying away of the property of others is a definition of: - Burglary The inland marine coverage form that covers clothing, cameras and other portable property worn and carried by tourists and travelers is a: - Personal...

All of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: - Answer While performing a task that a fellow worker requested, that was unusual to the employee's job description, but occurred on the employer's premises during working hours. Which of the following statements is NOT TRUE regarding the implied warranties of an Ocean Marine policy? - Answer The implied warranties are attached to the policy a...

CA Property & Casualty Exam All Answers Correct Contributory Plan ️Used in a group Insurance. Employee and employers share in the paying of premiums DP-1,DP-2, DP-3 All 3 dwelling forms cover? ️Loss of rental income Comparative Negligence ️You can file a claim, but damages are reduced based on that party's negligence. What has a single limit? ️Property Damage. Ordinance or law ️An endorsement for building code upgrades. What is the penalty for not carrying the amount r...

Those who are eligible for coverage under the Florida Automobile Joint Underwriting Association are? – Military Personnel A non-resident owning an automobile in Florida A non-resident subject to Florida no-fault law A forcible entry into locked premises and the carrying away of the property of others is a definition of: - Burglary The inland marine coverage form that covers clothing, cameras and other portable property worn and carried by tourists and travelers is a: - Personal effects...

Texas All Lines Adjuster Test Questions and Correct Answers 2023 (Already Graded A) Which of the following would be considered an Unfair Claim Settlement Practice? - Failing to deny coverage of a claim within a reasonable amount of time after concluding the investigation Which of the following is TRUE regarding the DP-2 Broad Form coverage for "artificially generated electrical current"? - A fire must be the result of the artificially generated electrical current for coverage to apply.. T...

Florida General Lines Agent Exam questions and answers 2023/2024 solved 100% correct Answers are highlighted in red What is the definition of a risk that is insurable? a.Risk is defined as a chance or the possibility of financial loss; only pure risks are insurable as there is no possibility of a gain b.A chance of a loss or gain c.A risk where there is a possibility of a gain d.A chance for insurance coverage Answer a What is an insurance policy? a.A binder that offers initial in...

PROPERTY AND CASUALTY INSURANCE EXAM WITH VERIFIED ANSWERS 1. Specific insur- ance 2. Blanket insur- ance This type of insurance designates a particular item to be insured This type of insurance covers more than one item of property at a single location or one more items of prop- erty at multiple locations. 3. Speculative possibility of both gain and loss. Not insurable. 4. Pure only the possibility of loss. Insurable. 5. What are the 5 methods of man- aging or handling risk? avo...

Florida 6-20 All Lines Adjuster Test Questions and Answers 100% Pass According to the Business Auto definitions, an "accident": A. Includes continuous or repeated exposure to the same conditions. B. Must be sudden and unexpected. C. Must be unexpected and unpreventable. D. Is any event that causes injury or damage. {{Correct Ans- A. Includes continuous or repeated exposure to the same conditions. Joseph Young, who is insured under a Business Auto policy, is involved in an accident. He ...