Dodd frank wall - Study guides, Class notes & Summaries
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WGU Ethical Leadership - C206 Exam Guide || Questions & Answers (100% Accurate)
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WGU Ethical Leadership - C206 Exam Guide || Questions & Answers (100% Accurate) 
WGU Ethical Leadership - C206 Exam Guide || Questions & Answers (100% Accurate) 
 
ethics - ANSWER - the principles, norms, and standards of conduct governing an individual or group—focuses on conduct 
 
ethical behavior in business - ANSWER - behavior that is consistent with the principles, norms, and standards of business practice that have been agreed upon by society 
 
Process of Ethical Decision Making - ANSW...
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Human Capital Management (HCM) - Part 1 Question and answers already passed 2023/2024
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Human Capital Management (HCM) - Part 1 Question and answers already passed 2023/2024 
Which of the following protects employees who report violations internally to their employer? 
a. Dodd-Frank Wall Street Reform & Consumer Protection Act: 2010 
b. Fair Labor Standards Act 
c. Equal Pay Act 
d. Occupational Safety & Health Act 
e. Health Insurance Portability & Accountability Act - correct answer The correct answer is a - Dodd-Frank Wall Street Reform & Consumer Protection Act: 2010 
 
What is...
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NMLS Exam Questions with Correct Answers
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NMLS Exam Questions with Correct Answers 
 
Acceleration Clause - Answer-Allows lenders to demand payment in full if the borrower defaults on the loan (can be construed as predatory lending) 
 
Alienation Clause (Due on Sale Clause) - Answer-Says you must repay your mortgage if you sell your home to a new owner (loan is not assumable) 
 
Appraiser Independance Requirements replaced HVCC - Answer-home valuation code of conduct 
 
Due on Demand Clause - Answer-(Considered a predatory practice) Th...
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MLO SAFE Test 2024 Exam Questions With 100% Correct Answers
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MLO SAFE Test 2024 Exam Questions 
With 100% Correct Answers 
Dodd-Frank - answer- Dodd-Frank Wall Street Reform and Consumer Protection Act of 
2010 
- Changed oversight & capitalization of financial institutions, added licensing an education 
standards, and limited riskier products in the marketplace 
- Established the CFPB 
- Defined and specifically outlawed UDAAPs 
CFPB - answer- Consumer Financial Protection Bureau 
- The Bureau 
- Oversees and enforces Dodd-Frank specifically to protect c...
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NMLS - Champion Test Questions | 200 Questions with 100% Correct Answers | Latest Update 2024 | Verified
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Which law regulates the activities of consumer reporting agencies and users of consumer credit reports? 
- FCRA 
Which agency manages the National Do Not Call Registry? - Federal Trade Commission 
Which act led to the Nationwide Mortgage Licensing System and Registry for the residential mortgage 
industry? - The SAFE Act 
Under ECOA, providing different terms of financing for a potential borrower who has poor credit scores 
due to a recent bankruptcy is considered? - Acceptable 
Which law sets f...
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Compucram questions with correct answers
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An objective of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 is to Answer eliminate unfair practices relating to compensation paid to mortgage loan originators. 
 
The Federal Reserve Board crafted a ruling, the Federal Reserve Loan Originator Compensation Rule, which, as a result of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, set standards to prevent unfair practices by mortgage loan originators related to compensation paid by borrowers. 
 
Lo...
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MLO SAFE Test 2021 Questions & Answers
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MLO SAFE Test 2021 Questions & Answers 
 
 
Dodd-Frank - ANSWER-- Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 
- Changed oversight & capitalization of financial institutions, added licensing an education standards, and limited riskier products in the marketplace 
- Established the CFPB 
- Defined and specifically outlawed UDAAPs 
 
CFPB - ANSWER-- Consumer Financial Protection Bureau 
- The Bureau 
- Oversees and enforces Dodd-Frank specifically to protect consumers from ...
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LEGAL ENVIRONMENT OF BUSINESS EXAM REPORTED QUESTIONS AND ANSWERS
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LEGAL ENVIRONMENT OF BUSINESS EXAM REPORTED QUESTIONS AND ANSWERS 
Penalties for Violations of the Securities Act of 1933 may include each of the following except - Answer-Revocation of the corporate charter for egregious cases. 
 
Section 16 of the 1934 Act defines an insider as an officer, director, or shareholder who owns _________ or more of the company's total stock. - Answer-10% 
 
Security transactions involving the original issuance and reissuance of securities by a business to raise...
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WGU C206 Ethical Leadership Topic: Legal and Regulatory (Qs & As)
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WGU C206 Ethical Leadership Topic: Legal and 
Regulatory (Qs & As) 
Dodd-Frank Wall Street Reform and Consumer Protection Act Correct answer Passed in 
the wake of the financial crisis. 
Dodd-Frank Wall Street Reform and Consumer Protection Act Correct answer The SEC will 
pay 10 to 30% of the amount the government recovers from financial fraud if the whistleblower 
provides original information leading to a recovery of more than a million dollars. 
False Claims Act Correct answer Whistlebl...
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SAFE Exam Study Guide (Vocab) With 100% Complete Solution
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SAFE Exam Study Guide (Vocab) With 100% Complete Solution 
 
Traditional Mortgage - Correct Answer-30 year fixed rate (mortgage) 
 
Balloon Payment - Correct Answer-A final payment of a mortgage loan that is considerably larger than the required periodic payments because the loan amount was not fully amortized. 
 
Federal Deposit Insurance Corporation - Correct Answer-Created to protect borrowers deposits 
 
Federal Housing Administration - Correct Answer-Created to reassure lenders in cases of ...
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