An applicant must m - Study guides, Class notes & Summaries

NC Insurance Licensing Exam Questions and Answers 100% Pass P is a producer who notices 5 questions on a life application were not answered. What actions should P take? Set up a meeting with the applicant to answer the remaining questions Which of the following does Social Security NOT provide benefits for? Dismemberment An Accident/Health policyholder has ____ days to return the policy and receive a full refund on premiums 10 Under a Renewable Term policy, the renewable premium is calculate...

LCP4805 EXAM PACK 2023 QUESTIONS AND ANSWERS. What was the nature and implications of the ruling in South Africa‟s first climate change case? (10) [20] South Africa’s First Climate Change Case Earthlife Africa Johannesburg v. The Minister of Environmental Affairs and others In this case the High Court of South Africa, Gauteng Division, Pretoria ruled in favour of Earthlife Africa Johannesburg on the basis that when granting an environmental authorisation (EA) to the Thabametsi Power Pr...

Which of the following laws requires an insurer to notify an applicant in writing that an investigative consumer report may be made on the applicant? -Uniform Provisions Law. -Freedom of Information Act. -Medical Information Bureau Disclosure Act -Fair Credit Reporting Act (Insurance Information and Privacy Protection Act) Correct Answer: Fair Credit Reporting Act (Insurance Information and Privacy Protection Act) Group health insurance specifies that what percentage of eligible individu...

LEG2601 Legal Aspects of Environmental Management 100 Marks 24 Hours THIS PAPER CONSISTS OF 6 (SIX) PAGES – INCLUDING INSTRUCTIONS. Honesty Declaration: In writing and submitting this paper you affirm that: 1. You understand what academic dishonesty entails and are aware of UNISA’s policies in this regard. 2. You have not allowed, and will not allow, anyone to copy your work with the intention of passing it off as his or her own work. 3. You did not make use of another ...

At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application Who elects the governing body of a mutual insurance company? - ANSWER policyholders An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their ri...

Which of the following laws requires an insurer to notify an applicant in writing that an investigative consumer report may be made on the applicant? -Uniform Provisions Law. -Freedom of Information Act. -Medical Information Bureau Disclosure Act -Fair Credit Reporting Act (Insurance Information and Privacy Protection Act) correct answers Fair Credit Reporting Act (Insurance Information and Privacy Protection Act) Group health insurance specifies that what percentage of eligible individua...

Gene got Medicare before he turned 65 and enrolled into a Medicare Advantage plan. He calls in February the month before his 65th birthday and is unhappy with his current plan. On the date of the call, what can Gene do about his coverage? - ANSWERSOn the day he called, he can enroll in a different Medicare Advantage plan with an effective date of March 1. Mrs. Violet asks agent Bob where she can find the Star Rating for the plan he has been presenting. Which statement is correct? - ANSWERSMrs...

When can a policy owner change a revocable beneficiary? Correct Answer Anytime M purchased an Accidental Death and Dismemberment (AD&D) policy and named his son as beneficiary. M has the right to change the beneficiary designation at anytime. What type of beneficiary is his son? Correct Answer Revocable How would a contingent beneficiary receive the policy proceeds in an Accidental Death and Dismemberment (AD&D) policy? Correct Answer If the primary beneficiary dies before the insured W...

Health Insurance Florida 2-40 Practice Exam 2023 Questions & Correct Answers. Which of the following laws requires an insurer to notify an applicant in writing that an investigative consumer report may be made on the applicant? -Uniform Provisions Law. -Freedom of Information Act. -Medical Information Bureau Disclosure Act -Fair Credit Reporting Act (Insurance Information and Privacy Protection Act) Correct Answer: Fair Credit Reporting Act (Insurance Information and Privacy Protection Ac...

PSI Online Practice Life Exam Questions and Answers (Graded A) If the insurer wishes to share an applicant's HIV status, the applicant must be given full notice of all of the following EXCEPT A-The applicant's rights to maintain privacy B-An opportunity to refuse the dissemination of the information C-Insurer's practices with respect to the treatment of this information D-The treatment procedures that are covered by the policy. - ANSWER-D All of the following are common exclusions ...