Alabama life and health i - Study guides, Class notes & Summaries

a predetermined limit. - ANSWER-Insurance is a method risk is transferred to an insurer for consideration up to 1. spouses in each other 2. parents in their children 3. creditors in their debtors - ANSWER-Which of the following would be considered proper establishment of insurable interest in the life insurance area? It is called the mortality rate - ANSWER-Which of the following statements about the average number of people who die each year is true? Equal value is not necessarily giv...

Alabama Life And Health Insurance- Comp Exam With 100% Correct Answers 2024

What is postmortem dividend? - A dividend earned, but not yet paid, in the year of the insured's death and paid with the death claim A life annuity with period certain pays the annuitant - Until death and then the beneficiary if the certain period has not been exceeded. A joint life policy can have many uses some of these could include? - 1. To cover two lives on the same policy 2. To pay estate taxes when the second spouse dies 3. To pay off a home mortgage should one of the working spo...

Alabama Life and Health Insurance Exam

Alabama Life and Health Insurance Exam 194 Questions with Verified Answers

industrial life insurance is also referred to as correct answers debt policy Based upon Optional Uniform Provisions, an insurer would have the right to deny claim payment in all of the following circumstances, except: correct answers misstatement of age on the application Insurable interest for life insurance is necessary only at the time of: correct answers application Which of the following types of policies would a sports team purchase to obtain coverage for a season? correct answers...

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