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Health Insurance Florida 2-40 Practice Exam Questions 1 Questions and Answers (100% Pass) $12.49   Add to cart

Exam (elaborations)

Health Insurance Florida 2-40 Practice Exam Questions 1 Questions and Answers (100% Pass)

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Which of the following laws requires an insurer to notify an applicant in writing that an investigative consumer report may be made on the applicant? -Uniform Provisions Law. -Freedom of Information Act. -Medical Information Bureau Disclosure Act -Fair Credit Reporting Act (Insurance Informat...

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  • November 18, 2024
  • 27
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • Health Insurance
  • Health Insurance
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1|Page | © copyright Master01| Grade A+




Health Insurance Florida 2-40
Practice Exam Questions 1
Questions and Answers (100% Pass)
Which of the following laws requires an insurer to notify an applicant in writing

that an investigative consumer report may be made on the applicant?


-Uniform Provisions Law.


-Freedom of Information Act.


-Medical Information Bureau Disclosure Act


-Fair Credit Reporting Act (Insurance Information and Privacy Protection Act)


✓ Fair Credit Reporting Act (Insurance Information and Privacy Protection

Act)




Group health insurance specifies that what percentage of eligible individuals

MUST be offered coverage under a noncontributory plan?


-25


-50


-75


-100




Master01 |Excellent Study Material| Latest update

, 1|Page | © copyright Master01| Grade A+

✓ 100




Under an Accidental Death and Dismemberment (AD&D) policy, insurable

interest must exist at which of the following times?


-When a change of beneficiary is requested


-At the inception of the policy


-When a beneficiary other than a relative is named


-At the time a claim is submitted


✓ At the inception of the policy




When periodic claim payments are required under a long-term disability

income policy, an insurer MUST make payments to an insured at least once

every:


-month


-three months


-six months


-year


✓ month




Master01 |Excellent Study Material| Latest update

, 1|Page | © copyright Master01| Grade A+

M and N own a small interior design studio that employs six people. The

owners are concerned about the financial continuation of the business if

either of them should become permanently disabled. In this situation, a

producer would MOST likely recommend which of the following types of

contracts?


-Basic Hospital


-Disability Buy-Out


-Comprehensive Major Medical


-Short-Term Disability Income


✓ Disability Buy-Out




Which of the following health policies requires a beneficiary designation?


-Travel Accident


-Medicare Supplement


-Blanket


-Long Term Care


✓ Travel Accident




Suicide, pre-existing conditions and self-inflicted injuries are dealt with in

which of the following policy features?



Master01 |Excellent Study Material| Latest update

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