Exam (elaborations)
FLORIDA 2-20 QUESTIONS AND ANSWERS
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FLORIDA 2-20 QUESTIONS AND ANSWERS
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FLORIDA 2-20 QUESTIONS AND ANSWERS2024 - 2025
B.,A,general,lines,agent,or,a,general,lines,insurance,agency,,ANS,-
,,Who,may,appoint,a,Customer,Representative?
Select,one:
A.,A,surplus,lines,agent,holding,a,general,lines,license,and,a,surplus,lines,license,
B.,A,general,lines,agent,or,a,general,lines,insurance,agency,
C.,An,adjuster,
D.,An,insurance,company
D.,After,90,days,in,Florida,,ANS,-
,,Mr.,Smith,lives,in,New,Jersey,but,visits,Florida,each,year.,When,does,he,come,under,the,Florida,No-
Fault,system,,in,any,365-day,period?
Select,one:
A.,After,60,days,in,Florida,
B.,After,30,days,in,Florida,
C.,After,14,days,in,Florida,
D.,After,90,days,in,Florida
A.,A,flat,amount,per,day,for,hospital,room,and,board,,ANS,-
,,A,Hospital,Indemnity,Policy,covers,which,of,the,following,expenses?
Select,one:
A.,A,flat,amount,per,day,for,hospital,room,and,board,
B.,Nursing,care,in,the,insured's,home,
C.,Medical,supplies,
D.,Surgical,fees,incurred,in,the,hospital
D.,$400,,ANS,-
,,Under,the,Garagekeepers,coverage,,Section,III,of,the,Garage,policy,,the,insured,suffers,a,single,vandalis
,m,loss,to,nine,(9),vehicles,belonging,to,customers.,Damage,is,$100,per,vehicle.,How,much,will,the,policy,
pay?
Select,one:
A.,$500,
B.,$900,
C.,Nothing,
D.,$400
A.,No,coverage,,ANS,-
,,Bob,,an,accountant,of,XYZ,,drives,his,own,car,to,the,bank,to,make,a,deposit,for,XYZ.,Bob,has,an,at-
fault,accident.,If,XYZ,carries,$1,000,000,Bodily,Injury/Property,Damage,coverage,with,a,Symbol,2,for,cov
ered,autos,,and,Bob,carries,no,insurance,,how,much,coverage,is,applicable,for,XYZ?
Select,one:
A.,No,coverage,
B.,$10,000/$20,000,Bodily,Injury,and,$10,000,Property,Damage,
C.,$1,000,000,
D.,$500,000
A.,All,of,these,answers,are,correct,,ANS,-,,Unless,properly,licensed,an,general,lines,agent,cannot
Select,one:
A.,All,of,these,answers,are,correct,
B.,Receive,any,money,on,account,for,any,insurer,or,receive,money,to,be,transmitted,to,an,insurer,for,a,p
olicy,,renewal,,endorsement,or,certificate,
C.,Solicit,insurance,or,procure,applications,for,insurance,
D.,Directly,or,indirectly,represent,himself,or,herself,to,be,an,agent,or,receive,,deliver,or,forward,any,insu
rance,policy,within,the,state
D.,Vandalism,,ANS,-
,,At,the,time,of,a,loss,,it,is,found,that,the,covered,building,had,been,vacant,for,the,period,of,75,consecuti
ve,days,immediately,preceding,the,loss.,Which,of,the,following,perils,would,not,be,covered?
Select,one:
A.,All,of,these,answers,are,correct,
, B.,Windstorm,
C.,Fire,
D.,Vandalism
A.,The,property,of,a,guest,anywhere,in,the,world,,ANS,-,,Homeowner's,Coverage,C,-
,Personal,Property,covers,each,of,the,following,situations,except?
Select,one:
A.,The,property,of,a,guest,anywhere,in,the,world,
B.,The,insured's,personal,property,while,in,Mexico,at,a,secondary,dwelling,
C.,A,resident,employee's,contents,at,the,insured's,dwelling,
D.,The,property,of,others,while,located,at,the,insured's,dwelling,at,the,insured's,request
D.,Property,owned,by,another,in,the,care,of,the,insured,was,damaged,in,an,accident,to,an,insured,object
,,resulting,in,a,claim,by,the,owner,of,the,property,,ANS,-
,,Under,a,basic,Boiler,and,Machinery,Form,,with,no,special,endorsements,,which,of,the,following,losses,
would,be,covered?,
Select,one:
A.,The,insured,suffers,loss,of,income,following,an,accident,to,a,covered,object,
B.,During,an,accident,involving,a,covered,object,,a,visitor,on,the,insured's,premises,suffers,injuries,and,su
ed,the,insured,
C.,During,testing,,after,some,repairs,,a,boiler,had,a,sudden,breakdown,
D.,Property,owned,by,another,in,the,care,of,the,insured,was,damaged,in,an,accident,to,an,insured,object
,,resulting,in,a,claim,by,the,owner,of,the,property
C.,90,days,,ANS,-
,,The,Homeowner's,,HO3,policy,will,provide,coverage,for,a,student,away,at,college,as,long,as,the,student'
s,premises,was,not,unoccupied,more,than,how,many,days,prior,to,the,loss?
Select,one:
A.,60,days,
B.,30,days,
C.,90,days,
D.,45,days
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