HE210 Exam 3: Germany, Japan, Cuba, Finland Questions And Answers 100% Pass
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Course
HE210
Institution
HE210
HE210 Exam 3: Germany, Japan, Cuba,
Finland Questions And Answers 100% Pass
Germany Cost - answer- Taxes shared equally between employees and employers (about 15%, earning
over $70k can opt for private)
- Mandatory Insurance amount is based on income
- Government subsidies toward insurance for...
HE210 Exam 3: Germany, Japan, Cuba,
Finland Questions And Answers 100% Pass
Germany Cost - answer✔- Taxes shared equally between employees and employers (about 15%, earning
over $70k can opt for private)
- Mandatory Insurance amount is based on income
- Government subsidies toward insurance for unemployed and low income
- OOP Expenses: Copayments $10 per quarter with SHI for GP's, copayments of 10% for prescriptions,
copayments of daily inpatient stays up to 28 days
LTC: Mandatory insurance, employer/employee contribution rate of 2.35% and 2.6% for those w/o
children, caregivers are reimbursed (50% of professional rates)
Germany Quality - answer✔- Described as restriction free and consumer-oriented
- FJC
- Institute for Quality Assurance & Transparency in Healthcare: EB evaluations of benefits and cost
benefits for health services
- Disease management programs: Coordinate care across providers for chronically ill
Germany Access - answer✔- Health Insurance is mandatory
- Technology: Electronic Health Card, CT's & MRI's in line with other EU countries
- Federal Joint Committee assesses new medical tech
- Wait times shorter for private insurance
- Access to hospital within 30 mins in entire county
- Concerns reguarding shortages for nurses, dentists, GP's, Emergency care staff, and midwives
- Little gatekeeping
Germany Types of Healthcare Coverage - answer✔- Statutory Health Insurance (SHI): Public Health
Insurance, 88% of population uses this, covers retirees and working adults with certain income levels
- Private Health Insurance (PHI): 11% of population uses this
Germany Barriers to Access - answer✔- Shorter wait times for elective procedures and with PHI
- Self-employed may not have health insurance
- Distribution of health providers between urban and rural
Germany Quality Outcomes - answer✔Life Expectancy: About 81
Infant Mortality Rate: 4
Germany: Core Beliefs Related to Healthcare - answer✔- Healthcare is a right
Japan Cost - answer✔- SHIS funded by 42% taxes, 42% individual contributions, 14% are OOP expenses
- Coinsurance: 30%, the amount owed is calculated at time of visit, coinsurance may be partially
subsidized for low income, children under 6, and elderly
- Caps on OOP: $3,200-$21,200 depending on income
- No deductibles
- Some copayments for preventative visits and cancer screenings
- Compulsory Long Term Care Insurance financed by taxes and regional premiums, 20% coinsurance-
10% for low income
Japan Quality - answer✔- Little to no national oversight on quality or support for "under performing"
providers
- Public health centers in each prefecture treats infectious diseases, mental health, environmental
problems; and addresses sanitation and hygiene.
Japan Access - answer✔- High Healthcare consumers
- 87% general hospitals
- 13% psychiatric/mental
Japan Types of Healthcare Coverage - answer✔- Statutory Health Insurance System (SHIS): Universal
Coverage
- Supplemental Private Insurance: around 70% of citizens- provides supplemental income in case of
illness
- Two main types of mandatory insurance: Employees Health Insurance covers employees and their
families, about 60% of citizens, Residence-based National Health Insurance Plans covers unemployed
citizens under the age of 74 and insurance plans for the elderly 75+ and the self employed
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