New York Indep. Motor
Vehicle No-Fault and
Workers Compensation
Health Services Adjuster
(Series 17-72)
Denning [Date] [Course title]
,- Correct Answers
An "uninsured motor vehicle" under a personal auto policy does not include: - Correct Answers An
abandoned car used as a residence. .
Which of the following are exempt from certain sections of the New York cybersecurity regulation? -
Correct Answers All responses listed are correct..
Danny owns an auto body shop and he has received a request from a client to restore his 1964 Ford
Mustang. The client has requested a custom mustang horse be painted on the hood of the car. Danny
always selects the type of paint most suited for the job, so which of the following paint types will Danny
most likely select to paint the horse? - Correct Answers Lacquer
The root word "glyc" refers to: - Correct Answers Sugar.
If any person engages in activities in violation of the Federal Insurance Fraud and False Statements
regulation, he or she may be subject to which of the following? - Correct Answers A civil penalty of not
more than $50,000..
What commercial auto form is used to cover taxis and bus companies - Correct Answers Motor carrier
form.
Tom has lost 30% of his hearing in both ears. His doctor has advised him that his hearing loss has been
caused by exposure to noise at his workplace for the past 25 years. Tom's hearing loss can be
catoragized as a: - Correct Answers Cumulative Trauma Disorder.
Tearing of a muscle results in an injury known as a: - Correct Answers strain
In commercial auto physical damage coverage, what "triggers" the coverage that applies to the vehicles?
- Correct Answers Symbols
, How would an insured's PAP coverage apply when renting a private passenger auto while on vacation
when they have purchased insurance coverage from the rental company? - Correct Answers The
insured's PAP provides excess liability coverage when the insured drives non-owned autos. .
Which of the following statements is true regarding the business auto policy - Correct Answers One or
more of ten symbols triggers coverage.
Under the New York cybersecurity regulation, each covered entity must maintain documentation
supporting certification of compliance with the regulation for: - Correct Answers 5 years
The root word "stomat" refers to - Correct Answers Mouth
What is the purpose of "other states insurance" under a Workers Compensation policy? - Correct
Answers To provide coverage for exposures which develop in other states during the policy period .
After receiving a blow to the head, Alex is released from the hospital after a few hours and told to rest
and resume normal activity in 3-4 days. Alex has suffered a brain injury known as: - Correct Answers
Concussion
When an insurer intends to non-renew a homeowners policy in New York, at least _____ advance notice
of non-renewal must be sent to the insured - Correct Answers 45 days
The type of auto body frame that is most often used in today's automobile and is a single molded unit, is
known as: - Correct Answers A unibody frame..
Jim Johnson has an automobile policy with a combined single limit of $50,000. He has an at-fault
accident and incurs the following expenses: $30,000 bodily injury judgment; $30,000 property damage
judgment; $5,000 damage to traffic light; $6,000 attorney's fees for his defense; $300 in premiums for
appeal bond; and $75 in bail bond premiums for related traffic violations. What is the maximum amount
his insurance company will pay? - Correct Answers $56,375. The policy cannot pay more than its limit of
liability. Under supplemental coverages in the policy, the policy will pay the defense costs plus the cost
of the premiums on appeal bonds and bail bonds.
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