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AHIP Final Exam Test Questions with Correct Answers
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AHIP Final Exam Test Questions with Correct Answers Mrs. West wears glasses and dentures and has enjoyed considerable pain relief from arthritis through acupuncture. She is concerned about whether or not Medicare will cover these items and services. What should you tell her? - ANSWER-Medicare d...

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  • November 3, 2024
  • 12
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

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  • ahip final exam test questions with correct answer

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  • 2025 Prep Tests
  • 2025 Prep Tests

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KaylinHoffman

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Copyright © KAYLIN 2024/2025 ACADEMIC YEAR. ALL RIGHTS RESERVED FIRST PUBLISH NOVEMBER, 2024




AHIP Final Exam Test Questions with

Correct Answers


Mrs. West wears glasses and dentures and has enjoyed considerable pain relief from arthritis through

acupuncture. She is concerned about whether or not Medicare will cover these items and services. What

should you tell her? - ANSWER✔✔-Medicare does not cover acupuncture, or, in general, glasses or

dentures.


Mr. Bickford did not quite qualify for the extra help low-income subsidy under the Medicare Part D

Prescription Drug program and he is wondering if there is any other option he has for obtaining help

with his considerable drug costs. What should you tell him? - ANSWER✔✔-He could check with the

manufacturers of his medications to see if they offer an assistance program to help people with limited

means obtain the medications they need. Alternatively, he could check to see whether his state has a

pharmacy assistance program to help him with his expenses.


Mr. Lombardi is interested in a Medicare Advantage (MA) PPO plan that you represent. It is one of three

plans operated by the same organization in Mr. Lombardi's area. The MA PPO plan does not include drug

coverage, but the other two plans do. Mr. Lombardi likes the PPO plan that does not include drug

coverage and intends to obtain his drug coverage through a stand-alone Medicare prescription drug

plan. What should you tell him about this situation? - ANSWER✔✔-He could enroll in one of the MA

plans that include prescription drug coverage or a Medigap plan and a stand-alone prescription drug

plan, but he cannot enroll in the MA-only PPO plan and a stand-alone prescription drug plan.




Copyright ©Stuvia International BV 2010-2024 Page 1/12

, Copyright © KAYLIN 2024/2025 ACADEMIC YEAR. ALL RIGHTS RESERVED FIRST PUBLISH NOVEMBER, 2024


Mr. Torres has a small savings account. He would like to pay for his monthly Part D premiums with an

automatic monthly withdrawal from his savings account until it is exhausted, and then have his

premiums withheld from his Social Security check. What should you tell him? - ANSWER✔✔-In general,

he must select a single Part D premium payment mechanism that will be used throughout the year.


Agent Jennings makes a presentation on Medicare advertised as an educational event. Agent Jennings

distributes materials that are solely educational in nature. However, she gives a brief presentation that

mentions plan-specific premiums. Is this a prohibited activity at an event that has been advertised as

educational? - ANSWER✔✔-Yes. When an event has been advertised as "educational," discussing plan-

specific premiums is impermissible.


Mrs. Mulcahy is concerned that she may not qualify for enrollment in a Medicare prescription drug plan

because, although she is entitled to Part A, she is not enrolled under Medicare Part B. What should you

tell her? - ANSWER✔✔-Everyone who is entitled to Part A or enrolled under Part B is eligible to enroll in

a Medicare prescription drug plan. As long as Mrs. Mulcahy is entitled to Part A, she does not need to

enroll under Part B before enrolling in a prescription drug plan.


Mr. Jacob understands that there is a standard Medicare Part D prescription drug benefit, but when he

looks at information on various plans available in his area, he sees a wide range in what they charge for

deductibles, premiums and cost sharing. How can you explain this to him? - ANSWER✔✔-Medicare Part

D drug plans may have different benefit structures, but on average, they must all be at least as good as

the standard model established by the government.


Ms. Moore plans to retire when she turns 65 in a few months. She is in excellent health and will have

considerable income when she retires. She is concerned that her income will make it impossible for her

to qualify for Medicare. What could you tell her to address her concern? - ANSWER✔✔-Medicare is a



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