Ohio Health and life insurance exam Questions and Answers
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Course
Practice Tests 2024
Institution
Practice Tests 2024
Ohio Health and life insurance exam
Questions and Answers
The type of policy where the insurer can send a notice to the insured that the policy has been cancelled
in the middle of the term is called - ANSWER-cancelable
Krissa purchases a 10-year level term life insurance policy that has a death...
A closed network plan offers a a primary physician copay of $25. If a subscriber chooses a primary care
physician outside of the network, the subscriber will likely pay - ANSWER✔✔-100% of the billed amount
An accident and health insurer has just received written proof of loss from one of its insureds. The
insured must now wait 60 days before - ANSWER✔✔-bringing legal action against the insurer
An individual most likely will have an insurable interest in insuring a person's life if - ANSWER✔✔-An
economic interest exists for the continuance of the insured's life
According to the Health Insurance Portability and Accountability Act (HIPPA), when can a group health
policy renewal be denied? - ANSWER✔✔-Participation or contribution rules have been violated
Medicaid is a government-funded program designed to provide health care to - ANSWER✔✔-poor
people
Medicare Part A does not pay for medical benefits provided for the treatment in a skilled nursing facility
beyond - ANSWER✔✔-100 days
A partial surrender in which of the following life policies? - ANSWER✔✔-universal life
An agent's appointment may only be terminated by the - ANSWER✔✔-insurer
An applicant's character and personal habits can be obtained for underwriting purposes from which
source? - ANSWER✔✔-investigate consumer report
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