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Maryland life and health insurance exam Questions and answers with 100% Complete solutions | verified &updated 2024 | Graded A+Maryland life and health insurance exam Questions and answers with 100% Complete solutions | verified &updated 2024 | Graded A+$13.49
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Maryland life and health insurance exam Questions and answers with 100% Complete solutions | verified &updated 2024 | Graded A+Maryland life and health insurance exam Questions and answers with 100% Complete solutions | verified &updated 2024 | Graded A+
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Course
Maryland State
Institution
Maryland State
Maryland life and health insurance exam
Questions and answers with 100% Complete
solutions | verified &updated 2024 | Graded
A+
Maryland life and health insurance exam
Questions and answers with 100% Complete
solutions | verified &updated 2024 | Graded
A+
What is normally the consequence for not obtaining pre-admission certification
prior to receiving inpatient medical care? - ✔✔A reduction in benefits
Kate received a group accident and health termination notice. How many days
does she have to apply for a converted policy? - ✔✔31 days
Which of the following is not covered by a comprehensive long term care policy? -
✔✔acute care
Which of these is not a true statement of war exclusion? - ✔✔It applies to
civil insurrections
,A change in a licensees name or address must be provided to the Commissioner
within __ days - ✔✔30
What minimum percentage of all eligible employees must participate in a group
life insurance plan if the premiums are completely paid for by the employers? -
✔✔100%
The standard grace period for a life insurance policy sold in Maryland is -
✔✔30 days
In an individual retirement account (IRA), rollover contributions are -
✔✔unlimited by dollar amount
The following are all elements of a valid contract, except - ✔✔written evidence
,Karen is a health maintenance organization (HMO) subscriber. Who provides all of
her preventative and routine care? - ✔✔primary care physician
Which of the following types of health insurers is characterized by a limited choice
of providers? - ✔✔health maintenance organization
Which of the following is not an allowable exclusion for long-term care insurance
policies? - ✔✔Care for incurable conditions
Specialty care is provided by which of the following health maintenance
organization (HMO) providers? - ✔✔neurologist
Which of the following statement is not true concerning the relationship between
group health insurance plans and Medicare? ( assuming the business has more
than 20 employees) - ✔✔Group health coverage is not available for workers
over the age of 65
, Which of the following would provide a reimbursement of some premiums when
a long-term care policy is canceled? - ✔✔Return of premium rider
What are reasonable and customary charges for health insurance primarily based
on? - ✔✔Average charges within a geographic region
Which life insurance settlement option pays a stated monthly payment until both
principal and interest are exhausted? - ✔✔Fixed amount installment option
A business becoming incorporated is an example of risk ____. - ✔✔risk transfer
Which statement regarding the joint and survivor life insurance settlement option
is not true? - ✔✔The amount of each installment is larger than the single
life income option
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