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WebCE Exam Questions and Answers 100% Solved | Rated A+
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WebCE Exam Questions and Answers 100% Solved | Rated A+ On what basis are benefits payable under a long-term care insurance policy typically triggered? A) the diagnosis of an acute medical condition B) the number and types of medications prescribed C) the inability to perform of medications p...

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  • October 25, 2024
  • 32
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

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  • WebCE
  • WebCE

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©JOSHCLAY 2024/2025. YEAR PUBLISHED 2024.
WebCE Exam Questions and Answers

100% Solved | Rated A+


On what basis are benefits payable under a long-term care insurance

policy typically triggered?



A) the diagnosis of an acute medical condition

B) the number and types of medications prescribed

C) the inability to perform of medications prescribed

D) all of the above - ✔✔C) The inability to perform defined ADLs




The inability to perform defined ADLs. Benefits payable under a long-term

care policy are typically based on (or "triggered" by) the inability to perform

a certain number of activities of daily living (ADLs) as specified in the

policy. Another common benefit trigger is cognitive impairment.

What is a primary goal of long-term care?

,©JOSHCLAY 2024/2025. YEAR PUBLISHED 2024.
A) to maintain functionality

B) to find a permanent cure for the affliction

C) to prolong life

D) to prevent the spread of disease - ✔✔A) to maintain functionality



Long-term care is chronic care with the aim of management and control of

symptoms and maintenance of function.

Long-term care occurs only in nursing facilities.



A) True

B) False - ✔✔B) False



Long-term care can occur in a variety of places, including in an individual's

home, at community sites and centers, and in care facilities.

Which of the following most precisely defines the fundamentals of self-care

and the basic tasks of everyday life?



A) instrumental activities of daily living

B) activities of daily living

C) self-awareness

,©JOSHCLAY 2024/2025. YEAR PUBLISHED 2024.
D) mental activity - ✔✔B) Activities of daily living



Activities of daily living are the fundamentals of self-care. They are the

basic tasks of everyday life, which include eating, bathing, dressing,

toileting, and transferring. Instrumental activities are those that are

associated with interacting with one's community or home.

Which level of care has as its chief characteristic assistance with ADLs?



A) Custodial

B) Intermediate

C) Skilled

D) Managed - ✔✔A) Custodial




The primary characteristic of which is to provide assistance with the

activities of daily living, helps meet personal rather than medical needs.

All of the following are examples of formal caregiving EXCEPT:



A) home health aides

B) intermediate care facilities

, ©JOSHCLAY 2024/2025. YEAR PUBLISHED 2024.
C) volunteer charitable groups

D) daily transportation to a senior center provided by a neighbor - ✔✔D)

daily transportation to a senior center provided by a neighbor



Formal caregiving is paid, or volunteer care is provided through a service

system. Informal care is delivered by family or friends.

All of the following are services commonly offered by assisted living

residences EXCEPT:



A) health care management

B) help with medications

C) housekeeping

D) continuous post-operative monitoring - ✔✔D) continuous post-operative

monitoring



Assisted living residences generally provide most personal and health care

services except for skilled nursing care, such as continuous post-operative

monitoring, which can only be offered by a skilled nursing facility.

Which of the following is NOT an example of home or community-based

long-term care?

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