Exam (elaborations)
FDCPA Exam Prep Questions and Answers with Complete Solutions |Rated A+
- Course
- Institution
FDCPA Exam Prep Questions and Answers with Complete Solutions |Rated A+
[Show more]
Content preview
FDCPA Exam Prep Questions and Answers withComplete Solutions |Rated A+
A debt collector may not:
A. Use a post card to attempt to collect a debt.
B. Contact the consumer during the validation period.
C. Disclose the debt to a consumer's attorney. - ✔✔A. Use a post card to attempt to collect
a debt.
When communicating with a consumer, a debt collector:
A. Can contact the consumer at work if it is not inconvenient for the consumer.
B. Can demand immediate payment during the Validation Period.
C. Can imply that the consumer will be sued if it will influence the consumer to pay.
D. Can be rude to a consumer if the consumer is rude first. - ✔✔A. Can contact the consumer
at work if it is not inconvenient for the consumer.
Recite the Mini Miranda.
, (exclude the monitored/recorded disclosure) - ✔✔This communication is from a debt collector.
This is an attempt to collect a debt. Any information obtained will be used for that purpose.
When can the agency continue collection efforts after the debt has been disputed?
a. After 30 days
b. When the creditor advises it is ok to call again
c. Once verification of the debt has been sent to the debtor
d. You never have to stop collection efforts - ✔✔c. Once verification of the debt has been
sent to the debtor
When can the debt collector claim an amount more than actually owed?
a. When you feel it would give you leverage
b. When you are going to sue and think the amount will be more
c. When the contract states you can add fees
d. Never - ✔✔d. Never
What must you do when you take a post dated check?
a. Send a reminder letter 3 to 10 days prior to posting item
b. Honor the amount of the check
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller Examsplug. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $13.00. You're not tied to anything after your purchase.
Can Stuvia be trusted?
4.6 stars on Google & Trustpilot (+1000 reviews)
77254 documents were sold in the last 30 days
Founded in 2010, the go-to place to buy study notes for 14 years now