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Aflac Final Exam Questions With 100% Correct Answers 2024
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Aflac Final Exam Questions With 100% Correct Answers
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Aflac Final Exam Questions With 100%Correct Answers
Certainiconditions,isuchiasidismembermentioritotaliandipermanentiblin
ds,iwilliautomaticallyiqualifyitheiinsurediforifullidisabilityibenefits.iWhic
hidisabilityipolicyiprovisionidoesithisidescribe?i-iCorrectiAnswer-
presumptiveidisability
Whichiprovisioniconcernsitheiinsured'sidutyitoiprovideitheiinsureriwithir
easonableinoticeiinitheieventiofiailoss?i-iCorrectiAnswer-noticeioficlaim
Becauseianiinsuranceipolicyiisiailegalicontract,iitimusticonformitoitheista
teilawsigoverningicontractsiwhichirequireialliofitheifollowingielementsiE
XCEPTi-iCorrectiAnswer-conditions
Aniinsurediisiinvolvediinianiaccidentithatirendersihimipermanentlyideaf,i
althoughiheidoesinotisustainianyiotherimajoriinjures.iTheiinsurediisistilli
ableitoiperformihisicurrentijob.iToiwhatiextentiwilliheireceiveiPresumpti
veiDisabilityibenefits?i-iCorrectiAnswer-fullibenefits
Regardingilong-
termicareicoverage,iasitheieliminationiperiodigetsishorter,itheipremiumi
-iCorrectiAnswer-getsihigher
,Whichiofitheifollowingideterminesiwhetheridisabilityiinsuranceibenefits
iareitaxed?i-iCorrectiAnswer-whetheritheipremiumsiwereitaxideductible
Aniagentiisireadyitoideliveriaipolicyitoianiapplicantibutihasinotiyetireceiv
edipayment.iUponidelivery,itheiagenticollectsitheiapplicant'sipremiumic
heck,ianswersianyiquestionsitheiapplicantimayihave,iandithenileaves.iW
hatididiheiforgetitoido?i-iCorrectiAnswer-
askiheritoisigniaistatementiofigoodihealth
WhichiofitheifollowingistatementsiisiNOTitrueiconcerningiMedicaid?i-
iCorrectiAnswer-
iticonsistiofi3iparts,iPartiA:ihospitalization,iPartiB:idoctor'siservices,iParti
C:idisabilityiincome
Whichistatementiaccuratelyidescribesigroupidisabilityiincomeiinsuranc
e?i-iCorrectiAnswer-
theiextentiofibenefitsiisideterminedibyitheiinsured'siincome
Ifiaiconsumerirequestsiadditionaliinformationiconcerningianiinvestigati
veiconsumerireport,ihowilongidoesitheiinsureriorireportingiagencyihavei
toicomply?i-iCorrectiAnswer-5idays
WhichiofitheifollowingiisiNOTianiexclusioniinimedicaliexpenseiinsurancei
policies?i-iCorrectiAnswer-coverageiforidependents
, Ifianiinsurediisinotirequireditoipayiaideductible,iwhatikindioficoverageido
itheyihave?i-iCorrectiAnswer-firstidollar
Aniapplicantiforiaihealthiinsuranceipolicyireturnsiaicompletediapplicatio
nitoiheriagent,ialongiwithiaicheckiforitheifirstipremium.iSheireceivesiaico
nditionalireceiptitwoiweeksilater.iWhichiofitheifollowingihasitheiinsureri
doneibyithisipoint?i-iCorrectiAnswer-
neitheriapproveditheiapplicationinoriissueditheipolicy
Aipolicyiownerihasiaihealthiinsuranceipolicyiwithihisiwifeilistediasitheipri
maryibeneficiary.iHeiwouldilikeitoichangeitheiprimaryibeneficiaryitoihisi
sister.iWhichiofitheifollowingiisitrue?i-iCorrectiAnswer-
unlessitheipolicyidesignateditheicurrentibeneficiaryiisiirrevocable,itheip
olicyiownericanimakeitheichangeiatianyitime
Theiprovisioniiniaihealthiinsuranceipolicyithatiensuresithatitheiinsurerica
nnotireferitoianyidocumentithatiisinoticontainediinitheicontractiisithei-
iCorrectiAnswer-entireicontracticlause
Whenianiinsureriissuesianiindividualihealthiinsuranceipolicyithatiisiguar
anteedirenewable,itheiinsureriagreesi-iCorrectiAnswer-
toirenewitheipolicyiuntilitheiinsuredihasireachediagei65
WhatiisianiimportantifeatureiofiaidentaliexpenseiinsuranceiplanithatiisiN
OTitypicallyifoundiiniaimedicaliexpenseiinsuranceiplan?i-
iCorrectiAnswer-diagnosticiandipreventativeicare
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