RHODE ISLAND ADJUSTER EXAM PRACTICE QUESTIONS AND ANSWERS
Course
Adjuster
Institution
Adjuster
RHODE ISLAND ADJUSTER EXAM PRACTICE
QUESTIONS AND ANSWERS
HOW MANY DAYS DOES THE INSURER HAVE TO SEND OUT FORMS WHEN NOTIFIED OF AN INCIDENT? -
Ans:-10 DAYS
AT WHAT TIME IS THE POLICY EFFECTIVE? - Ans:-12:01 AM
WHAT IS THE MAIN DIFFERENCE BETWEEN A NON-WAIVER AGREEMENT AND A ROR? - Ans:--NON-
...
HOW MANY DAYS AFTER FIRST INITIATING A CLAIM DO YOU HAVE TO REQUEST AN EXTENSION TO
COMPLETE THE INVESTIGATION? - Ans:✔✔-15 DAYS
IS AN ADJUSTER SUBJECT TO PUBLIC CENSURE AS A FINE? - Ans:✔✔-NO
ARE THE CONDITIONS INCLUDED IN THE DECLARATIONS SECTION OF THE PAP? - Ans:✔✔-NO
WOULD FENCES BE CONSIDERED APPURTENANT UNDER THE HOMEOWNERS POLICY? - Ans:✔✔-YES
UNDER PAP, WOULD YOU HAVE COVERAGE FOR ROAD DAMAGE TO TIRES DUE TO THEFT? - Ans:✔✔-YES
FOR $25 TO $200 WOULD AN INSURER REIMBURSE YOU FOR A TEMP. SUBSTITUTE? - Ans:✔✔-NO
IN RI, IF A VEHICLE IS INSURED BY 2 INSURERS, HOW DO THEY ALLOT PAYMENTS FOR THE DAMAGES? -
Ans:✔✔-PROPORTIONATE TO EACH POLICIE'S LIMITS
WHAT ACT WOULD BE CONSIDERED ILLEGAL UNDER THE UNFAIR CLAIMS PRACTICE ACT? - Ans:✔✔-
PAYMENT BEFORE THOROUGH INVESTIGATION
IF DAMAGES ARE CAUSED UNDER LIABILITY COVERAGE, WHO HAS THE BURDEN OF PROOF FOR THE
LOSS? - Ans:✔✔-THE CLAIMANT- PERSON ASSERTING THE CLAIM
AN INSURED HAS THE RIGHT TO SUBROGATE FOR DAMAGES FROM WHOM? - Ans:✔✔-THE
RESPONSIBLE PARTY
TRUE OR FALSE
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