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Exam of 2 pages for the course North Carolina accident and health insurance at North Carolina accident and health insurance
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EXAMWhich of the following is considered to be the time period after a health policy is issued ,
during which no benefits are provided for illness - answer probationary period
An insured must notify an insurer of a medical claim within how many days after an
accident? - answer20 Days
One becomes eligible for Social Security disability benefits after having been disabled
for - answer5 Months
Within Years a life policy can be reinstated upon meeting company requirements -
answer5 Year
An insured pays premiums on an annual basis for an individual health insurance policy.
What is the MINIMUM number of days for the Grace Period provision? - answer31
Insurers may request a hearing within ___ if their policy is rejected - answer20 days
M's insurance company denied a reinstatement application for her lapsed health
insurance policy. The company did not notify M of this denial. How many days from the
reinstatement application date does the insurance company have to notify M of the
denial before the policy will be automatically placed back in force? - answer45 Days
In North Carolina, month-Premium health insurance policies must provide a grace
period of at least - answer10 Days
What type of insurance is domiciled in England, but conducts business in North Carolina
- answerAlien
ABC Insurance Company fails to pay death proceeds after satisfactory proof of loss was
submitted. ABC must begin paying interest on the death proceeds after _______ days
of receieveing proof of loss. - answer30 Days
An insurer must maintain grievance records for __________ - answer3 years
In North Carolina, an insurer licensed to conduct business in North Carolina, but
domiciled in New Jersey, is called - answerForeign Company
Z is an agent who violated the Insurance Information and Privacy Protection Act. Z was
then issued and served a statement of charges and notice of hearing by the
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