Ch.15 Private Insurance Plans
For Seniors exam with 100%
verified solutions
A standardized model Medicare Supplement Policy - answer After the
passage of the Medigap law in 1990, what was developed by the NAIC?
Laws to govern Medicare plans
Guidelines for Medicare participants
Guidelines for benefit payments
A standardized model Medicare Supplement Policy
Becoming cognitively impaired (mentally ill) - answer Which situation
would qualify an individual for receiving benefits from a qualified long-
term care policy?
Becoming unemployed
Becoming temporarily disabled
Becoming injured on the job
Becoming cognitively impaired (mentally ill)
Home health care - answer Which type of long-term care benefit would be
most appropriate for a stroke victim who requires speech therapy
administered at her home?
Respite care
Continuing care
Home health care
Custodial care
, Prescription drugs - answer Which of the following does Medicare Part D
cover?
Intensive care coverage
Doctor visits
Prescription drugs
Hospital coverage
Personal income - answer Which of these factors is NOT taken into
consideration when determining the cost of a long-term care policy?
Health of applicant
Amount of benefits provided
Age of applicant
Personal income
skilled nursing care - answer Continuous 24-hour care provided by
licensed medical professionals under the direct supervision of a physician
is called
adult day care
home health care
skilled nursing care
custodial care
Long-term care - answer Someone needing custodial care at home would
require which type of coverage?
Major medical
Disability
Long-term care
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