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LTC EXAM Questions and Answers 100% Solved | Graded A+

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LTC EXAM Questions and Answers 100% Solved | Graded A+ the amount of premium returned for an insurance policy with a return of premium option is based on - whether they elect to receive limited benefits tax free what is included in a Medigap policy? - Medicare Plan B coinsurance What percent ...

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  • October 11, 2024
  • 14
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • LTC
  • LTC
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JOSHCLAY
©JOSHCLAY 2024/2025. YEAR PUBLISHED 2024.

LTC EXAM Questions and Answers

100% Solved | Graded A+


the amount of premium returned for an insurance policy with a return of

premium option is based on - ✔✔whether they elect to receive limited

benefits tax free

what is included in a Medigap policy? - ✔✔Medicare Plan B coinsurance

What percent of clinical laboratory services, such as blood tests and

urinalysis, will Medicare Part B pay? - ✔✔100%

If a retired individual has group health coverage through an employer or

union and Medicare coverage, Medicare is: - ✔✔primary

Medicare Part C is a combination of parts: - ✔✔A,B, and D

Which of the following is covered by all Medicare supplement policies? -

✔✔first three pints of blood

A, age 66, is applying for an individual health insurance policy with ABC

insurers. What must ABC insurers do since A is eligible for Medicare? -

✔✔It must notify her that the policy is not a Medicare supplement policy

, ©JOSHCLAY 2024/2025. YEAR PUBLISHED 2024.

P just turned 85 years old. He lives alone. However, he needs help with

everyday tasks such as bathing, eating, and dressing. Which type of long-

term care does P need? - ✔✔custodial care

How many days of care in specialty psychiatric hospital will Medicare Part

A cover during a person's lifetime? - ✔✔190

For Medicare Part A, coinsurance must be paid for which days of a hospital

stay? - ✔✔For days 61 through 90

B is about to turn 65 and has come to you for advice regarding Medicare

coverage. What correct information do you give him? - ✔✔He must pay

a monthly premium to be covered by Medicare Part B

What is open enrollment for Medicare supplement policies? - ✔✔Open

enrollment for Medigap policies spans a six-month period beginning on the

first day of the month in which the individual is age 65 or above and enrolls

in Medicare Part B

Which of the following is NOT a level of long-term care? - ✔✔remedial

care

What statement is FALSE about how Medicare Parts A and B are funded? -

✔✔Medicare Part B is funded by FICA payroll taxes

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