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Exam (elaborations)

Medicare License Exam Questions with Complete Solutions

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If someone has Original Medicare, in which part or parts of Medicare is he or she enrolled? A. Parts A and B B. Parts A, B, and C C. Part C D. Parts A, B, C, and D - Answer-A. Parts A and B Parts A and B are referred to as Original Medicare because they were enacted together when the...

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  • October 5, 2024
  • 19
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • Medicare Supplements
  • Medicare Supplements
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Medicare License Exam Questions with
Complete Solutions
If someone has Original Medicare, in which part or parts of Medicare is he or she
enrolled?

A. Parts A and B

B. Parts A, B, and C

C. Part C

D. Parts A, B, C, and D - Answer-A. Parts A and B

Parts A and B are referred to as Original Medicare because they were enacted together
when the Social Security law was originally amended to create Medicare. Parts C and D
were added later.

An individual has been working for 8 years while the Hospital Insurance tax has been
getting deducted from her paycheck. How many more years must she work before she
can get Medicare Part A coverage premium-free?

A. 4

B. 7

C. 12

D. 2 - Answer-D. 2

Part A coverage is premium-free for workers who have paid the Hospital Tax for 10
years. The individual has paid for 8 years, so she has 2 more years to go.

Suppose a worker's income is between 120% and 135% of the federal poverty level.
What is the name of the Medicare Savings Program for which she is eligible?

A. Specified Low-Income Medicare Beneficiary

B. Qualifying Individual

C. Medicare Advantage

D. Qualified Medicare Beneficiary - Answer-B. Qualifying Individual

,The Qualifying Individual program pays the Part B premium for persons whose income
is less than 135% of the federal poverty level but higher than the requirements for other
Medicare savings pro-grams.

Medicare Advantage is another name for what part of Medicare?

A. Part A

B. Parts A and B

C. Part C

D. Part D - Answer-C. Part C

Medicare Part C is also called Medicare Advantage

For which of the following reasons do most people become eligible for Medicare?

A. Receipt of Social Security disability benefits for 2 years

B. Kidney failure

C. Payment of the Hospital Insurance payroll tax for 10 years

D. Turning age 65 - Answer-D. Turning age 65

Medicare eligibility age is 65. Most people become eligible for Medicare by reason of
age.

If an individual waited for 30 months after he first became eligible to sign up for
Medicare Part B, what percentage would his late enrollment penalty be?

A. 30%

B. 25%

C. 20%

D. 10% - Answer-C. 20%

The Part B late enrollment penalty is 10% for every 12-month period that the individual
delayed signing up. 12 goes into 30 only 2.5 times, but only full 12-month periods count.
So the penalty is 2 times 10%, or 20%.

When will people retiring today at Social Security's normal retirement age usually sign
up for Medicare?

, A. At the same time they retire

B. Before they retire and again after they retire

C. Before they retire

D. After they retire - Answer-C. Before they retire

For people retiring today, Social Security's normal retirement age is 66. The age of
eligibility for Medicare is 65.

If an individual turns age 65 in November, when does her Initial Enrollment Period for
Medicare begin?

A. June 1st

B. August 1st

C. November 1st

D. October 1st - Answer-B. August 1st

An individual's Initial Enrollment Period for Medicare starts 3 months prior to the month
in which the individual turns age 65.

If an individual wants to change from a Medicare Advantage plan back to Original
Medicare, he could do so during which of the following?

A. Special Enrollment Period

B. Open Enrollment Period

C. General Enrollment Period

D. Initial Enrollment Period - Answer-B. Open Enrollment Period

Open Enrollment is the period between October 15 and December 7 each year when
Medicare beneficiaries can make changes to their coverage.

A financial incentive for providers to be more efficient in delivering care is created by
which of the following?

A. Quality Improvement Organizations

B. State Departments of Health

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