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BA 342 Final Exam 2022|Real exam update with all the correct answers
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BA 342 Final Exam 2022|Real exam update with all the correct answers
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BA 342 Final Exam 2022|Real examupdate with all the correct
answers
The consumer movement in the United States is currently
championed by which nongovernmental organizations? (Check
all that apply.) - ANSWER-Consumer Federation of America
Public Interest Research Group
National Consumers League
Deceptive advertising is best defined by which statements?
(Check all that apply.) - ANSWER-The setting of unreasonable
expectations about a product
False or misleading claims about a product
The omission of relevant information
A man who returns a toaster that shoots sparks when plugged in
is exercising the consumer protection right to ______. -
ANSWER-safety
How do businesses and industries protect consumers from
harmful products, as shown in Figure 14.1? (Check all that
apply.) - ANSWER-Voluntary codes
Product recalls
Quality programs
,The consumer movement is most accurately described by which
statements? (Check all that apply.) - ANSWER-Consumer
collectives that speak for the interests of millions of shoppers
The term consumerism as a synonym for the consumer
movement
Organized groups of consumers safeguarding their own rights
Identify the goals of consumer protection law. (Check all that
apply.) - ANSWER-To protect consumers against possible
hazards
To promote competitive pricing on goods and services
To ensure consumer choice of products and services
Government efforts to protect consumer privacy include which
action? - ANSWER-A telemarketing "do not call" list
Deceptive advertising is best illustrated by which examples?
(Check all that apply.) - ANSWER-A company falsely claiming
that their medication prevents criminal behavior
An unsubstantiated "organic" label on personal care products
The mission of the Food and Drug Administration (FDA) is to
ensure the safety and effectiveness of which consumer products?
(Check all that apply.) - ANSWER-Medical devices
Pharmaceutical drugs
Cosmetics
In 2017, how did the relationship between the Department of
Education and the CFPB change, according to Exhibit 14.A? -
ANSWER-The department of Education stopped collaborating
,with the CFPB which weakened the effort to protect student
borrowers.
The Children's Online Privacy Protection Act of 2000 limits the
collection of information online from and about children under
the age of ______. - ANSWER-thirteen
The Food and Drug Administration (FDA) performs which
regulatory functions? (Check all that apply.) - ANSWER-
Ensures the safety of new pharmaceutical drugs prior to release
Pulls existing dangerous dietary supplements off the shelf
Ensures the safety of new food products prior to release
Groups that track, collect and combine private consumer data
from various sources into individual profiles that are sold to
retailers and advertisers are called ______. - ANSWER-Data
aggregators
The purpose of the Consumer Financial Protection Bureau
(CFPB) is accurately explained by which statements? (Check all
that apply.) - ANSWER-To protect consumers from unfair and
deceptive financial practices
To ensure that consumers have clear and timely loan details
To promote financial services innovations
What makes behavior advertising different from traditional
advertising? (Check all that apply.) - ANSWER-It is based on
observed online behavior.
It is targeted to a particular individual.
, Identify the risk to shoppers introduced through the collection,
buying, selling, and usage of vast amounts of personal consumer
data. (Check all that apply.) - ANSWER-The chance that one's
personal information could be used fraudulently
A major violation of privacy that might lead to unanticipated
harm
Behavioral advertising is accurately described by which
statements? (Check all that apply.) - ANSWER-The seller is
more likely to reach prospective customers.
Individuals may be weblined based on their profiles.
The buyer receives more relevant messages.
Identify the scenario that best exemplifies product liability. -
ANSWER-A firm failed to warn consumers that their talcum
powder products can cause ovarian cancer.
The right to be forgotten, which protects individual information
during Google searches, was implemented in which part of the
world? - ANSWER-European Union
Identify an argument in favor of holding the food industry liable
for obesity. - ANSWER-The industry failed to adequately
communicate the health risks of some of their foods.
The Class Action Fairness Act of 2005 was opposed by which
groups? (Check all that apply.) - ANSWER-American Trial
Lawyers Association
Consumers' organizations
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