Texas Adjuster Exam Questions and Answers | Latest Update
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Course
Adjuster
Institution
Adjuster
If an automobile policy has split limits of 30/60/25. What is the maximum amount of liability
coverage that would be paid in a covered loss where three people are involved.
$30,000
Which of the following statements best describes an inland marine policy?
Pertains to Cargo with no fixed locat...
Texas Adjuster Exam Questions and
Answers | Latest Update
If an automobile policy has split limits of 30/60/25. What is the maximum amount of liability
coverage that would be paid in a covered loss where three people are involved.
✓ $30,000
Which of the following statements best describes an inland marine policy?
✓ Pertains to Cargo with no fixed location
Alex is traveling through College Station and hits a deer, and the damages are $1500. He has
comprehensive coverage with a $500 deductible. What will you pay?
✓ $1000
This department is responsible for making rates and determines the rates charged by the
insurer
✓ Actuarial department
Johnny has 30/60/25 limits on his auto policy, and he negligently ran into a parked car driven
by Steve Garcia. What is the maximum amount of coverage that can be provided for the
What type of contract exists when the insurance policy is valid even though there is an
unequal exchange?
✓ Aleatory Contract
What is the intentional or unintentional impression by the insurance company that a certain
fact exists when it does not?
✓ Estoppel
An event that results in an insured loss / damages.
✓ Occurrence
Joseph ross owns a 2014 Toyota Avalon. while at the mall shopping, someone hit his car and
left a big dent on the right side of his car. He does not know who hit his car, and there are
no witnesses to this accident. What type of insurance protection does he need to protect
him from financial loss in this situation
✓ Comprehensive
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