Amortization Practice Exam//Complete Real With Correct Answers ( Well Graded A+)
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Amortization Practice
Institution
Amortization Practice
Amortization Practice Exam//Complete Real With Correct
Answers ( Well Graded A+)
obtaining them to see if they will be covered. - CORRECT ANSWERS-Mr. Buck has
several family members who died from different cancers. He wants to know if Medicare
covers cancer screening. What should you tell him?
...
Amortization Practice Exam//Complete Real With Correct
Answers ( Well Graded A+)
obtaining them to see if they will be covered. - CORRECT ANSWERS-Mr. Buck has
several family members who died from different cancers. He wants to know if Medicare
covers cancer screening. What should you tell him?
Medicare is a program for people age 65 or older and those under age 65 with certain
disabilities, end-stage renal disease, and Lou Gehrig's disease so she will be eligible for
Medicare. - CORRECT ANSWERS-Ms. Moore plans to retire when she turns 65 in a
few months. She is in excellent health and will have considerable income when she
retires. She is concerned that her income will make it impossible for her to qualify for
Medicare. What oculd you tell her to address her concern.
Medicare Advantage is a way of covering all the Original Medicare benefits through
private health insurance companies. - CORRECT ANSWERS-Mr. Wells is trying to
understand the difference between Original Medicare and Medicare Advantage. What
would be a correct description?
I, II, and III only - CORRECT ANSWERS-Which of the following steps may a Part D
sponsor adopt for beneficiaries who are at risk of misusing or abusing frequently abused
drugs?
I. Identifying at risk individuals by using criteria that includes the number of opioid
prescriptions the beneficiary has and the number of prescribers who have written those
prescriptions.
II. Locking an at-risk beneficiary into one pharmacy.
III. Locking an at-risk beneficiary into one prescriber.
IV. Increasing deductibles and copays for at-risk beneficiaries.
Materials for marketing Medicare health plans to individuals are subject to Medicare's
uniform national requirements. They do not need to be reviewed by the state, but the
company she represents must obtain approval from the Medicare agency (CMS) for any
materials she uses. - CORRECT ANSWERS-Ms. Hernandez has marketed several
different types of insurance products in her home state and has typically sough approval
of her materials from her State Department of Insurance.. What would you advise her
regarding seeking such approval for materials she uses to market Medicare Advantage
plans?
She can enroll in the PPO, but she will not be able to purchase a stand-alone Medicare
Part D prescription drug plan. - CORRECT ANSWERS-Ms. Gibson recently lost her
employer group health and drug coverage and now she wants to enroll in a PPO that
does not include drug coverage. What should you tell her about obtaining drug
coverage?
, Part B primarily covers physician services. She will be paying a monthly premium and,
with the exception of many preventive and screening tests, generally will have 20% co-
payments for these services, in addition to an annual deductible. - CORRECT
ANSWERS-Mrs. Quinn has recently turned 66 and decided after many years of work to
begin receiving Social Security benefits. Shortly thereafter Mrs. Quinn and received a
letter informing her that she has been automatically enrolled in Medicare Part B. She
wants to understand what this means. What should you tell Mrs. Quinn?
Beneficiaries under Original Medicare have no cost0sharing for most preventative
services which include immunization such as annual flu shots. - CORRECT ANSWERS-
Mr. Xi will soon turn age 65 and has come to you for advice as to what services are
provided under Original Medicare. What should you tell Mr. Zi that best describes the
health coverage provided to Medicare beneficiaries?
You appreciate the opportunity and would be happy to schedule an appointment with
anyone at their request. - CORRECT ANSWERS-Your friend's mother just moved to an
assisted living facility and he asked if you could present a program for the residents
about the MA-PD plans you market. What could you tell him?
I, II, and IV only - CORRECT ANSWERS-Monica is an agent focused on serving
seniors eligible for Medicare. As she reviews her records, she is trying to determine
which of the following items are considered compensation. What do you tell her?
I. Commissions
II. Bonuses
III. Mileage reimbursement
IV. Referral fees
Your coworker is not correct. Marketing on behalf of a plan is considered marketing by
the plan and required that all contracted and employed agents comply with all Medicare
marketing rules. - CORRECT ANSWERS-Another agent working for your agency claims
that because you are not employed by the Medicare Advantage plans that you
represent, you are not subject to the same requirements as the plans themselves. How
should you respond to such a statement?
He should know that Medicaid will pay cost0sharing only for services provided by
Medicaid participating providers. - CORRECT ANSWERS-Mr. Cole has been a
Medicaid beneficiary for sometime, and recently qualified for Medicare as well. He is
concerned about changes in his cost-sharing. What should you tell him?
His open enrollment period as an institutionalized individual will continue for two months
after the month he moves out of the facility. - CORRECT ANSWERS-Mr. Roberts is
enrolled in an MA plan. He recently suffered complications following hip replacement
surgery. As a result, he has spent the last three months in Resthaven, a skilled nursing
facility. Mr. Roberts is about to be discharged. What advice would you give him
regarding his health coverage options?
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