Exam (elaborations)
FDCPA questions and answers graded A+ already passed
- Course
- Institution
FDCPA questions and answers graded A+ already passed
[Show more]
Content preview
FDCPABureau - correct answer ✔✔The term "Bureau" means the Bureau of Consumer Financial Protection
communication - correct answer ✔✔The term "communication" means the conveying of information
regarding a debt directly or indirectly to any person through any medium
consumer - correct answer ✔✔The term "consumer" means any natural person obligated or allegedly
obligated to pay any debt
creditor - correct answer ✔✔The term "creditor" means any person who offers or extends credit
creating a debt or to whom a debt is owed, but such term does not include any person to the extent that
he receives an assignment or transfer of a debt in default solely for the purpose of facilitating collection
of such debt for another
debt - correct answer ✔✔The term "debt" means any obligation or alleged obligation of a consumer to
pay money arising out of a transaction in which the money, property, insurance, or services which are
the subject of the transaction are primarily for personal, family, or household purposes, whether or not
such obligation has been reduced to judgment
debt collector - correct answer ✔✔The term "debt collector" means any person who uses any
instrumentality of interstate commerce or the mails in any business the principal purpose of which is the
collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed
or due or asserted to be owed or due another. Notwithstanding the exclusion provided by clause (F) of
the last sentence of this paragraph, the term includes any creditor who, in the process of collecting his
own debts, uses any name other than his own which would indicate that a third person is collecting or
attempting to collect such debts. For the purpose of section 1692f(6) of this title, such term also includes
any person who uses any instrumentality of interstate commerce or the mails in any business the
principal purpose of which is the enforcement of security interests
location information - correct answer ✔✔The term "location information" means a consumer's place of
abode and his telephone number at such place, or his place of employment
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller Sanchy062. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $9.99. You're not tied to anything after your purchase.
Can Stuvia be trusted?
4.6 stars on Google & Trustpilot (+1000 reviews)
77254 documents were sold in the last 30 days
Founded in 2010, the go-to place to buy study notes for 14 years now