South Carolina Insurance Exam Questions & 100% Correct Answers- Latest Test | Graded A+ | Passed
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Course
South Carolina Insurance
Institution
South Carolina Insurance
An insurer is REQUIRED to offer which of the following to each long-term care applicant at
the time of purchase?
-:- Inflation protection
Which of these riders will pay a death benefit if the insured's spouse dies?
-:- Family term insurance rider
Disability income plans which require that t...
South Carolina Insurance Exam Questions &
100% Correct Answers- Latest Test | Graded
A+ | Passed
An insurer is REQUIRED to offer which of the following to each long-term care applicant at
the time of purchase?
✓ -:- Inflation protection
Which of these riders will pay a death benefit if the insured's spouse dies?
✓ -:- Family term insurance rider
Disability income plans which require that the insurer can NEVER change or alter premium
rates are usually considered
✓ -:- Nonconcellable
What is the required action to be taken by a South Carolina licensee before operating under
Which type of life insurance policy pays the face amount at the end of the specified period if
the insured is still alive?
✓ -:- Endowment policy
A life insurance policy normally contains a provision that restricts coverage in the event of
death under all of the following situations EXCEPT
✓ -:- fare-paying passenger
All _____ policies must be guaranteed renewable.
✓ -:- long-term care
What type of injury would NOT be covered under a health insurance policy?
✓ -:- Work related
All of these are common exclusions to a life insurance policy EXCEPT
✓ -:- accidental health
Which of the following decisions would a Health Savings Account (HSA) owner NOT be able
to make?
3|Page | Grade A+| 2024/2025
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