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Property and Casualty Insurance Exam Louisiana EXAM 2024 AND PRACTICE QUESTIONS |ACCURATE ANSWERS| VERIFIED FOR GUARANTEED PASS |GRADED A |NEW VERSION 100+ QUESTIONS $25.99   Add to cart

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Property and Casualty Insurance Exam Louisiana EXAM 2024 AND PRACTICE QUESTIONS |ACCURATE ANSWERS| VERIFIED FOR GUARANTEED PASS |GRADED A |NEW VERSION 100+ QUESTIONS

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Property and Casualty Insurance Exam Louisiana EXAM 2024 AND PRACTICE QUESTIONS |ACCURATE ANSWERS| VERIFIED FOR GUARANTEED PASS |GRADED A |NEW VERSION 100+ QUESTIONS

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  • August 29, 2024
  • 20
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • louisiana insurance exam
  • Property and casualty
  • Property and casualty
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Property and Casualty Exam Louisiana EXAM
2024 AND PRACTICE QUESTIONS |ACCURATE
ANSWERS| VERIFIED FOR GUARANTEED PASS
|GRADED A |NEW VERSION 100+ QUESTIONS

Which term means legal obligation for injury caused by the failure to perform a
duty?
- ANSWER Liability


In comparing a commercial policy board form cause of loss form to a special
cause of loss form, which statement is true?
- ANSWER The special form has more listed exclusions


Randy and his daughter are walking down the street when a negligent driver hits
the two of them with his pick up truck. Will Randy's personal auto policy pay
medical payments coverage pay for injuries –
ANSWER Yes


John's 200,000 home has a 10 year old roof. Following a hail storm. ACME
mutual replaces John roof with a new roof and only charges John his deductible.
Based on this information, which statement about John's home owner coverage
must be true
- ANSWER John has at least 160,000 in coverage in dwelling


The limits of liability are found in which part of the casualty policy - ANSWER A)
conditions

,B) insuring agreement
C) declaration ***
D) definitions


Which statements concerning the personal auto policies or than collision
coverage is true
- ANSWER It is an open peril coverage


Which activity would not be covered under a boat owners policy - ANSWER A)
Towing a water skier
B) Officially racing the boat ***
C) boating after dark
D) saltwater fishing


Under a commercial auto policy, liability coverage includes
- ANSWER supplementary payments


Which personal auto policy coverage would pay if someone is injured by a driver
with no insurance?
- ANSWER Part C- underinsured/uninsured motorist


For a Home under construction, Theft of construction materials is excluded from
a H03 home owners policy until at what point
- ANSWER The dwelling is finished and occupied

, Under a commercial auto policy, in the event of a total loss, depreciation and
physical condition will be considered when determining the
- ANSWER Actual cash value


Which statement about commercial property policy coverage is true?
- ANSWER The location of the damage property and the perils selected
determine the coverage


The business owners policy cannot be sold to a - ANSWER A) Bakery
B) Dry cleaning store
C) Movie theater***
D) Barber shop


Jackie's boat injures a swimmer at the lake. Her homeowners policy
- ANSWER Will pay it the sail boat is less than 26 feet in length




To be eligible to receive Worker's Compensation benefits, employee must -
ANSWER Be injured in a work related incident


Which is of the following automobiles is covered when an insured selects
symbol 7 on the declaration page
- ANSWER Specifically described autos


Which is not necessary to establish negligence?
- ANSWER Admission of guilt

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