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WEST VIRGINIA INSURANCE PROPERTY AND CASUALTY EXAM 2024 LATEST UPDATED EXAM 2 VERSIONS A AND B COMPLETE 300 QUESTIONS WITH DETAILED VERIFIED AND 100% CORRECT ANSWERS BRAND NEW ALREADY GRADED A+$15.49
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WEST VIRGINIA INSURANCE PROPERTY AND CASUALTY EXAM 2024 LATEST UPDATED EXAM 2 VERSIONS A AND B COMPLETE 300 QUESTIONS WITH DETAILED VERIFIED AND 100% CORRECT ANSWERS BRAND NEW ALREADY GRADED A+
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Course
WEST VIRGINIA INSURANCE PROPERTY
Institution
WEST VIRGINIA INSURANCE PROPERTY
WEST VIRGINIA INSURANCE PROPERTY AND
CASUALTY EXAM 2024 LATEST UPDATED
EXAM 2 VERSIONS A AND B COMPLETE 300
QUESTIONS WITH DETAILED VERIFIED AND
100% CORRECT ANSWERS BRAND NEW
ALREADY GRADED A+
WEST VIRGINIA INSURANCE PROPERTY AND
CASUALTY EXAM 2024 LATEST UPDATED
EXAM 2 VERSIONS A AND B COMPLETE 300
QUESTIONS WITH DETAILED VERIFIED AND
100% CORRECT ANSWERS BRAND NEW
ALREADY GRADED A+
VERSION A
Which one of the following businesses would be eligible
for a business-owners policy? - ....ANSWER...Motel with
2 floors
Which policy provides coverage for professional liability?
- ....ANSWER...Errors and omissions policy
If the shrubs in front of a house burn when the house
catches fire, how much is the insured entitled to recover
for the shrubs under his HO-3? - ....ANSWER...5% of the
limit on Coverage A with a maximum of $500 for any 1
shrub
1
,All commercial package policies must include? -
....ANSWER...The common policy declarations and the
common policy conditions
Under an HO-2 policy with a coverage limit of $50,000 on
the dwelling, what is the amount of personal property
coverage that would be available? - ....ANSWER...$25,000
If it is determined that a licensee knew, or reasonably
should have known, that he was in violation of the
Insurance Code, the Commissioner may levy a fine of up
to how much per violation? - ....ANSWER...$5,000
Commercial property insurance covers outdoor signs
attached to the building and has a per sign payout limit.
Which form would a business purchase if it wanted to less
restriction on coverage? - ....ANSWER...Sign coverage
form
Commercial property insurance covers outdoor signs
attached to the building and has a per sign payout limit.
Which form would a business purchase if it wanted to less
restriction on coverage? - ....ANSWER...Sign coverage
form
Symbol 4 of the business automobile policy applies to only
those autos owned by the business that are? -
2
,....ANSWER...Not private passenger autos
When a personal automobile policy is cancelled for a
reason other than nonpayment of premium, the insurer is
required to notify the insured at least how many days
before the effective date of cancellation? -
....ANSWER...30 days
Doug, who is 7 years old, accidentally throws a baseball
through the neighbors kitchen window. Which part of the
homeowners policy will pay for the damages to the
window? - ....ANSWER...Part E
Guides to insurance companies' financial integrity and
claims-paying ability are published regularly by rating
services. All of the following are rating services EXCEPT
- ....ANSWER...Lloyds of london
Which one of the following statements about the standard
mortgage clause is CORRECT? - ....ANSWER...The
mortgagee may have to pay the premium if the insured
fails to do so.
Which of the following is NOT an example of an insurable
interest? - ....ANSWER...A woman's interest in property
that she hopes her uncle will leave to her in his will
3
, Which one of the following forms would be most
appropriate to protect against a suspension of business
operations for an insured that cannot afford to have its
operations interrupted? - ....ANSWER...Extra business
income insurance
Which one of the following dwellings would a HO-3 --
Homeowners form cover? - ....ANSWER...Single-family
home
Fire would be an example of a? - ....ANSWER...peril
Which one of the following is NOT a supplementary
payment provided in the commercial general liability
policy? - ....ANSWER...Medical payments
Part two, employers liability insurance, of a workers'
compensation insurance policy includes all of the
following limits of liability EXCEPT? - ....ANSWER...For
all compensation paid under benefits required by workers'
compensation law
Howard borrows his neighbor's car because his son took
his car to college for a week while moving into the dorm.
Under Howard's automobile policy, his neighbors car is
considered? - ....ANSWER...A non-owned automobile
4
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