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RHODE ISLAND ADJUSTER EXAM QUESTIONS AND ANSWERS (100% PASS)
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RHODE ISLAND ADJUSTER EXAM QUESTIONS AND ANSWERS (100% PASS)
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©PREP4EXAMS@2024 [REAL-EXAM-DUMPS] Sunday, August 4, 2024 12:41 AMWEST VIRGINIA UNIVERSIRTY- (WV) : 26506
RHODE ISLAND ADJUSTER EXAM
QUESTIONS AND ANSWERS (100% PASS)
How many days does the insurer have to send out forms when notified of an incident? -
✔️✔️10 days
At what time is the policy effective? - ✔️✔️12:01 am
What is the main difference between a non-waiver agreement and a ror? - ✔️✔️-non-
waiver is signed by the insured and insurer
-ror is a letter
If an insured is covered by 2 policies on one loss and the ins. Companies settle it, what
clause would this be under? - ✔️✔️other insurance clause
When an insured requests status update, how many days does the adj have to notify
them in writing that still invest.? - ✔️✔️10 days
If an insured has a pap & their vehicle is damaged in a hurricane what kind of claim
would be opened? - ✔️✔️windstorm and flood/other than collision
How many days after first initiating a claim do you have to request an extension to
complete the investigation? - ✔️✔️15 days
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, ©PREP4EXAMS@2024 [REAL-EXAM-DUMPS] Sunday, August 4, 2024 12:41 AM
WEST VIRGINIA UNIVERSIRTY- (WV) : 26506
Is an adjuster subject to public censure as a fine? - ✔️✔️no
Are the conditions included in the declarations section of the pap? - ✔️✔️no
Would fences be considered appurtenant under the homeowners policy? - ✔️✔️yes
Under pap, would you have coverage for road damage to tires due to theft? - ✔️✔️yes
For $25 to $200 would an insurer reimburse you for a temp. Substitute? - ✔️✔️no
In ri, if a vehicle is insured by 2 insurers, how do they allot payments for the damages? -
✔️✔️proportionate to each policie's limits
What act would be considered illegal under the unfair claims practice act? - ✔️✔️payment
before thorough investigation
If damages are caused under liability coverage, who has the burden of proof for the
loss? - ✔️✔️the claimant- person asserting the claim
An insured has the right to subrogate for damages from whom? - ✔️✔️the responsible
party
True or false
An unendordsed pap, rental coverage may be afforded in the event that an insured
vehicle is stolen. - ✔️✔️true
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