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WGU C961 LAWS EXAM STUDY MATERIALS QUESTION AND ANSWERS (VERIFIED ANSWERS)
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WGU C961 LAWS EXAM STUDY MATERIALS QUESTION AND ANSWERS (VERIFIED ANSWERS)
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ESTUDYWGU C961 LAWS EXAM STUDY MATERIALS
QUESTION AND ANSWERS (VERIFIED ANSWERS)
1. **What does the Fair Credit Reporting Act (1970) regulate?**
- A) Protection of financial records from unauthorized scrutiny
- B) Operations of credit reporting bureaus, including how they collect, store, and use credit
information
- C) Business combinations between banks, investment banks, and insurance companies
- D) Collection and use of electronic health records
- **Answer: B**
2. **What does the Right to Financial Privacy Act (1978) protect?**
- A) Access to financial records by private companies
- B) Records of financial institution customers from unauthorized scrutiny by the federal government
- C) Privacy of educational records
- D) Protection of health information
- **Answer: B**
3. **What does the Gramm-Leach-Bliley Act (1999) allow?**
- A) Businesses to share customer health records
- B) Business combinations between commercial banks, investment banks, and insurance companies
- C) Collection of free credit reports annually
- D) Surveillance of electronic communications without a warrant
- **Answer: B**
, ESTUDY
4. **What does the Fair and Accurate Credit Transactions Act (2003) provide?**
- A) Free credit reports from each of the three primary consumer credit reporting companies once a
year
- B) Protection of health information
- C) Privacy of educational records
- D) Protection from unauthorized access to financial records
- **Answer: A**
5. **What is the purpose of the Health Insurance Portability and Accountability Act (HIPAA)?**
- A) To improve health insurance portability and reduce fraud
- B) To regulate credit reporting bureaus
- C) To protect online privacy for children
- D) To allow business mergers between financial institutions
- **Answer: A**
6. **What does the Family Educational Rights and Privacy Act (FERPA) provide?**
- A) Protection for electronic health records
- B) Rights to parents regarding their children's educational records
- C) Rules for financial privacy
- D) Guidelines for business mergers
- **Answer: B**
7. **What does the Children’s Online Privacy Protection Act (COPPA) require from websites targeting
children?**
- A) Comprehensive privacy policies and parental consent before collecting personal information from
children under 13
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