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New York State Auto Damage and Theft quiz 17-71 Questions and Answers
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New York State Auto Damage and Theft quiz 17-71 Questions and Answers
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New York State Auto Damage and Theftquiz 17-71 Questions and Answers
A bent rim can be the result of:
Curbing.
Hitting potholes in the road.
Impact in a motor vehicle accident
All of the answer choices are correct - ANS-All of the answer choices are correct
A claim has entered appraisal and the two appraisers cannot agree on the choice of an
umpire. The court will appoint an umpire who is:
Interested an impartial
Uninterested and impartial
Interested and partial
Uninterested and partial - ANS-Uninterested and impartial
A cracked motor block will be indicated by:
Answer Choices: Select the Correct Answer
Car not starting
Leaking engine coolant
Engine sputters
Fouled spark plugs - ANS-Leaking engine coolant
A device used to expel exhaust gases from the engine is the:
Answer Choices: Select the Correct Answer
Exhaust port.
PCV valve.
Coil spring.
Exhaust manifold. - ANS-Exhaust manifold
A device which is used to minimize small property claims and helps to keep insurance
premiums down is:
A valued policy
Insurable interest
A deductible
Coinsurance - ANS-A deductible
A manual transmission is connected to the engine through the:
Belt
,Differential
Clutch
Drive train - ANS-Clutch
A person acting in a catastrophe or emergency situation and registered with the
Superintendent for that purpose:
Answer Choices: Select the Correct Answer
Does not have to obtain an adjuster's license
Must obtain an independent adjuster's license.
May only adjust property losses.
May only adjust casualty losses. - ANS-Does not have to obtain an adjuster's license
A pinion gear, rack, dust boots, and tie rods are all components of what type of steering
system?
Answer Choices: Select the Correct Answer
Parallelogram
Power
I-beam
Rack and pinion - ANS-Rack and pinion
A transaxle, half shafts and constant velocity joints are found in what type of drive train?
Rear wheel
Front wheel
Integral
Conventional - ANS-Front wheel
According to the Federal Motor Vehicle Safety Standard, a vehicle with front end
damage requires the repair to include:
Bumpers that can absorb an impact speed of at least 2.5 mph.
Bumpers that can absorb an impact speed of at least 5 mph with no more then a 3/8
inch dent or 3/4 inch displacement from the original position.
Full replacement of the front end if the speed at the time of the impact was over 5 mph.
All of the answer choices are correct - ANS-Bumpers that can absorb an impact speed
of at least 2.5 mph.
After an auto collision loss an insurance company may elect to pay the insured's claim
and take possession of the vehicle. This practice is referred to as:
Answer Choices: Select the Correct Answer
Subrogation
A deduction
Salvage
Warranty - ANS-Salvage
, After paying a claim an insurance company may have the right to pursue legal action
against the negligent party. What is this called?
Assignment
Subrogation
Other Insurance
Action against the Company - ANS-Subrogation
All of the following are true regarding the emission control identification label, EXCEPT:
The labels are considered part of the emission control system of the vehicle.
The labels provide vacuum routing, connection and adjustment specifications according
to the federal Clean Air Act.
The labels are located on the inside of the grille assembly.
The labels must be replaced when collision repair services require their removal or
cause damage to the labels. - ANS-The labels are located on the inside of the grille
assembly.
An adjuster commits an act of insurance fraud addressed by the Federal Insurance
Fraud Act. The fraud does not affect the financial stability of the company. What is the
maximum time the adjuster may be confined to prison?
5 years
10 years
6 months
30 days - ANS-10 years
This type of offense carries up to a 10 year sentence. The sentence is increased to 15
years if it affects the financial stability of the insurer.
An adjuster's license will usually be revoked for which of the following?
Denying claims that are not covered
Having been convicted of a felony
Failing to report a change of address
Having been convicted of a misdemeanor - ANS-Having been convicted of a felony
An air conditioning system changes the refrigerant to:
Answer Choices: Select the Correct Answer
Low pressure liquid
Medium pressure liquid
Low pressure gas
High pressure liquid - ANS-High pressure liquid
An applicant for an adjuster's license must be approved by five reputable citizens of the
community where the adjuster resides. This documentation must be:
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