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ARM 401 - Chapter 5 Exam Questions with Correct Answer
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ARM 401 - Chapter 5 Exam Questions with Correct Answer
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ARM 401 - Chapter 5 Exam Questions with CorrectAnswers
Real Property - Correct Answer - Refers to land and any type of structure permanently attached to it—
buildings, driveways, sidewalks, underground piping, and infrastructure facilities, like bridges and
transmission towers
Tangible Personal Property - Correct Answer - Personal Property that includes all the stuff—furnishings,
equipment, supplies, and inventories—we encounter at home, at work, in school, and elsewhere.
Intangible Personal Property - Correct Answer - Personal Property that includes things that are not
physical in nature but nonetheless hold value that can be identified, priced, sold, or damaged
Natural Risk Sources - Correct Answer - Risks that occur randomly in nature, including windstorms,
floods, earthquakes, and volcanic eruptions, as well as any fires, explosions, and smoke that arise from
them or from lightning strikes.
Human Risk Sources - Correct Answer - Risks that include deliberate acts of individuals or groups, as
well as events that are not deliberate but involve some element of human intervention.
Windstorm - Correct Answer - A storm consisting of violent wind capable of causing damage.
Tornado - Correct Answer - A type of violent windstorm that consists of winds rotating at speeds of up
to 300 miles per hour; a partial vacuum develops at the center of the storm (vortex).
Box Action Design - Correct Answer - Earthquake-resistant construction, used in buildings under three
stories tall, that integrates roof and floor diaphragms that can flex to transmit and distribute the forces
an earthquake exerts on a structure.
Frame Action Design - Correct Answer - Earthquake-resistant construction that relies on the resilience
of steel or specially designed reinforced concrete to absorb energy while undergoing considerable
distortion and return to their original shapes.
- Age
- Mobility
- Awareness of the fire
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