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AHIP- 4 EXAM TEST 2024 NEWEST UPDATE COMPREHENSIVE QUESTIONS AND VERIFIED ANSWERS COMON TESTED QUESTIONS COMPLETE STUDE GUIDE GET IT RIGHT GRADE A+$0.00
COMPREHENSIVE QUESTIONS AND VERIFIED
ANSWERS COMON TESTED QUESTIONS COMPLETE
STUDE GUIDE GET IT RIGHT GRADE A+
Mr. Prentice has many clients who are Medicare beneficiaries. He
should review the Centers for Medicare & Medicaid Services' Marketing
Guidelines to ensure he is compliant for which type of products? -
(correct answer) Medicare Advantage (MA) and Prescription Drug
(PDP) plans Correct
Another agent working for your agency claims that because you are not
employed by the Medicare Advantage plans that you represent, you are
not subject to the same requirements as the plans themselves. How
should you respond to such a statement? - (correct answer) Your
coworker is not correct. Marketing on behalf of a plan is considered
marketing by the plan and requires that all contracted and employed
agents comply with all Medicare marketing rules.
You work for a company that has marketed Medigap products for many
years. The company has added Medicare Advantage and Part D plans
and you will begin marketing those plans this fall. You are planning
what materials to use to easily show the differences in benefits,
premiums and cost sharing for each of the products. What do you need
,to do with your materials before using them for marketing purposes? -
(correct answer) You must submit your materials to the plan you
represent, so CMS can review and approve the materials to ensure they
are accurate.
You are seeking to represent an individual Medicare Advantage plan
and an individual Part D plan in your state. You have completed the
required training for each plan, but you did not achieve a passing score
on the tests that came after the training. What can you do in this
situation? - (correct answer) You will not be able to represent any
Medicare Advantage or Part D plan until you complete the training and
achieve an adequate score, although you will not have to take a test if
you exclusively market employer/union group plans and the companies
do not require testing.
Your colleague works at a third party marketing organization (TMO) and
she said she did not need to take the Medicare training for brokers and
agents or pass a test to market Medicare plans since her contract is
with the TMO, not the plans that have the products she sells. What
could you say to her? - (correct answer) You could tell her she is
wrong, and that only agents selling employer/union group plans are
permitted an exemption from testing, but some employer/union group
plans may require testing to promote agent compliance with CMS
marketing requirements.
Which of the following is a correct statement about state laws as they
pertain to marketing representatives? - (correct answer) Medicare
health plans must comply with requests for information from state
, insurance departments investigating complaints about a marketing
representative.
Next week you will be participating in your First educational event. In
order to be sure that you do not violate any of the applicable
guidelines, in what activities should you plan to engage? - (correct
answer) You should plan to ensure that the educational event is a
social event, and must NOT conduct a sales presentation or distribute
or accept enrollment forms at the event.
Agent Armstrong is employed by XYZ Agency, which is under contract
with ABC Health Plan, a Medicare Advantage (MA) plan that offers
plans in multiple states. XYZ Agency maintains a website marketing the
MA plans with which it has contracts. Agent Armstrong follows up with
individuals who request more information about ABC MA plans via the
website and tries to persuade them to enroll in ABC plans. What
statement best describes the marketing and compliance rules that
apply to Agent Armstrong? - (correct answer) Agent Armstrong
needs to be licensed and appointed in every state in which beneficiaries
to whom he markets ABC MA plans are located.
You are mailing invitations to new Medicare beneficiaries for a
marketing event. You want an idea of how many people to expect, so
you would like to request RSVPs. What should you keep in mind? -
(correct answer) You may request RSVPs, but you are not permitted
to require contact information.
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