100% satisfaction guarantee Immediately available after payment Both online and in PDF No strings attached
logo-home
Previously searched by you
Previously searched by you
logo
D076 Finance Skills for Managers EXAMS 100% $17.53   Add to cart
Quickly navigate to
Preview
  2.  
  3. AQA
  4.  
  5. WGU
  6.  
  7. WGU D076

Exam (elaborations)

D076 Finance Skills for Managers EXAMS 100%
 3 views  0 purchase
  • Course
  • WGU D076
  • Institution
  • AQA

Which area of finance deals with sources of funding and the capital structure of corporations and seeks to increase the value of a firm to its owners? - Business finance What is the primary difference between finance and accounting? - Finance focuses on the future, while accounting is generally ...

[Show more]

Preview 4 out of 49  pages

Document information

  • February 3, 2024
  • 49
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers

Subjects

  • d076 finance skills for managers exams 100

Written for

  • A/AS Level
  • AQA
  • WGU
  • WGU D076
All documents for this subject (128)

Seller

avatar-seller
jessyqueen

Content preview

D076 Finance Skills for Managers
EXAMS 100%
Which area of finance deals with sources of funding and the capital structure of corporations and seeks
to increase the value of a firm to its owners? - ✔✔✔Business finance



What is the primary difference between finance and accounting? - ✔✔✔Finance focuses on the future,
while accounting is generally backward-looking.



Which subspecialty of finance primarily involves deciding which assets will create more wealth and earn
positive returns? - ✔✔✔Investments



What is the primary goal of the financial manager of a firm? - ✔✔✔To maximize owner wealth



What should be the main question a firm asks when considering any investment decision? - ✔✔✔Do
the benefits of this investment outweigh the costs?



What is the primary aim of personal finance goals? - ✔✔✔To maximize satisfaction from products
purchased and services obtained



Which task does a financial manager perform when choosing to obtain a loan to purchase a piece of
equipment for a new project? - ✔✔✔Making financing decisions



Which financial career focuses on investing capital into firms whose shares are not currently sold on any
public stock exchange? - ✔✔✔Private equity



Which task does a financial manager perform when assessing the costs and benefits of potential
projects? - ✔✔✔Making investment decisions

,What tool can you use to understand your overall personal cash flows? - ✔✔✔Budgeting



What is a reasonable alternative to keeping an emergency stash of cash? - ✔✔✔Investing in a savings
account



You want to buy a house, so you obtain a mortgage for which you can afford the monthly payments.
What process have you engaged in as part of your financial decision-making? - ✔✔✔Financing



What area of finance involves deciding which assets to invest in to create wealth in the future? - ✔✔✔
Investments



Hannah is the financial manager of a firm. A project that she has recommended has been approved and
will cost $5 million. Since the company does not have enough cash on reserve, Hannah must figure out
how to raise enough money to start the project. She can choose whether to issue new bonds, new
stocks, a mortgage loan, or some combination of those options. What task is Hannah performing in this
scenario? - ✔✔✔Making a financing decision



Maria and Mateo are setting financial goals. They decide that they need to save $200 each month to
reach their goal of taking their children to visit their grandparents in Spain next summer. What is the
objective of setting such a goal? - ✔✔✔To maximize individual utility



Which professional works with individuals to help them achieve their financial goals? - ✔✔✔Financial
planner



Omar is about to purchase a new car for $30,000. He knows he wants to buy the car, but he is still trying
to decide how to pay for it. He has barely over $30,000 in his bank account. He can either take out an
auto loan from a bank or use a mix of cash and an auto loan.

In this scenario, what is Omar doing? - ✔✔✔Financing a goal



What are the purposes of financial markets? - ✔✔✔To provide liquidity and determine prices

,In which financial market are securities such as stocks and bonds are traded after their initial issuance? -
✔✔✔Secondary market



What kind of market primarily allows institutions to borrow and lend in the short term? - ✔✔✔Money
market



A local start-up company just hit its five-year anniversary and is planning an initial public offering
sometime this year. In order to issue public stock, which market will the company use? - ✔✔✔Primary
market



What is the primary role of financial institutions? - ✔✔✔To conduct financial transactions such as
investments, loans, and deposits



What is a depository institution? - ✔✔✔An institution that accepts and pays interest on deposits of
money, as well as extends loans



Which financial institution ensures that a nation's economy remains healthy by controlling the amount
of money circulating in the economy? - ✔✔✔Central bank



How do insurance companies pay policyholders when a claim is made? - ✔✔✔They use returns from
stocks and bonds.



Which type of financial institution deals mainly with providing for retirement through employers? - ✔✔
✔Pension fund



A large corporation is looking to merge with another large corporation. Which financial institution can
help them do this? - ✔✔✔Investment bank

, Unemployment rate is which type of economic indicator? - ✔✔✔Lagging



The Federal Reserve sometimes adjusts the interest rate at which commercial banks can borrow from it.
What is the purpose of adjusting the interest rate? - ✔✔✔To regulate inflation and unemployment



What would an inverted yield curve signal? - ✔✔✔It may indicate an economic downturn.



In what way are coincident indicators useful? - ✔✔✔They are analyzed during economic shifts to
provide information about the current state of the economy.



Which responsibility is a focus of the U.S. Securities and Exchange Commission? - ✔✔✔To protect
investors



Which type of financial institution provides individuals and firms access to financial markets? - ✔✔✔
Investment institutions



Which financial institution includes entities that receive money from institutional investors and wealthy
individuals to buy troubled companies to improve them and earn returns by selling them or going
public? - ✔✔✔Private equity



Yield curve is which type of economic indicator? - ✔✔✔Leading



About a year ago, the short-term Treasury bill had 1.54% interest and the long-term Treasury note had
2.54% interest. This week, the 1-year Treasury bill has an interest rate of 3.13%, while the 10-year
Treasury note has an interest rate of 2.28%. What does this information indicate about the future
economy? - ✔✔✔It may indicate an economic downturn.



Which term reflects a person's beliefs about right and wrong, good and bad, or just and unjust? - ✔✔✔
Moral

The benefits of buying summaries with Stuvia:

Guaranteed quality through customer reviews

Guaranteed quality through customer reviews

Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.

Quick and easy check-out

Quick and easy check-out

You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.

Focus on what matters

Focus on what matters

Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!

Frequently asked questions

What do I get when I buy this document?

You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.

Satisfaction guarantee: how does it work?

Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.

Who am I buying these notes from?

Stuvia is a marketplace, so you are not buying this document from us, but from seller jessyqueen. Stuvia facilitates payment to the seller.

Will I be stuck with a subscription?

No, you only buy these notes for $17.53. You're not tied to anything after your purchase.

Can Stuvia be trusted?

4.6 stars on Google & Trustpilot (+1000 reviews)

77254 documents were sold in the last 30 days

Founded in 2010, the go-to place to buy study notes for 14 years now

Start selling
$17.53
  • (0)
  Add to cart