ahip module 4 questions and answers already passed
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AHIP MODULE 4 QUESTIONS AND ANSWERS ALREADY
PASSED||GRADED A+
Mr. Prentice has many clients who are Medicare beneficiaries. He
should review the Centers for Medicare & Medicaid Services’
Marketing Guidelines to ensure he is compliant for which type of
products?
c. Medicare Advantage (MA) and Prescription Drug (PDP) plans
Correct
Another agent working for your agency claims that because you are
not employed by the Medicare Advantage plans that you represent,
you are not subject to the same requirements as the plans themselves.
How shouldyou respond to such a statement?
c. Your coworker is not correct. Marketing on behalf of a plan
is considered marketing by the plan and requires that all contracted
and employed agents comply with all Medicare marketing rules. Correct
,Wendy Park becomes eligible for Medicare for the first time in July.
With the help of Agent James Chan, she enrolls in FeelBetter Medicare
Advantage plan with an effective date of July 1st. Which statement
best describes how Agent Chan may be compensated under CMS
rules?
Feel Better will pay Agent Chan initial year compensation for the
months July through December. Renewal amounts will be paid starting
in January if Ms. Park remains enrolled the following year.
You work for a company that has marketed Medigap products for
many years. The company has added Medicare Advantage and Part D
plans and you will begin marketing those plans this fall. You are
planning what materials to use to easily show the differences in
benefits, premiums and cost sharing for each of the products. What do
you need to do with your materials before using them for marketing
purposes?
,b. You must submit your materials to the plan you represent, so CMS
can review and approve the materials to ensure they are accurate.
Correct
Which of the following is a correct statement about state laws as
theypertain to marketing representatives?
d. Medicare health plans must comply with requests for information
from state insurance departments investigating complaints about a
marketing representative. Correct
You are seeking to represent an individual Medicare Advantage plan
andan individual Part D plan in your state. You have completed the
required training for each plan, but you did not achieve a passing score
on the teststhat came after the training. What can you do in this
situation?
a. You will not be able to represent any Medicare Advantage or Part
D plan until you complete the training and achieve an adequate
, score, although you will not have to take a test if you exclusively
market employer/union group plans and the companies do not require
testing.
Correct
Your colleague works at a third party marketing organization (TMO)
and she said she did not need to take the Medicare training for brokers
and agents or pass a test to market Medicare plans since her contract is
with the TMO, not the plans that have the products she sells. What
could you say to her?
d. You could tell her she is wrong, and that only agents
selling employer/union group plans are permitted an exemption from
testing, but some employer/union group plans may require testing to
promote agent compliance with CMS marketing requirements. Correct
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