AHIP 2024 FINAL COMPLETE
EXAM / QUESTIONS AND
VERIFIED ANSWERS BY EXPERTS 2023/2024 GRADED A LATEST
GUIDE.
2 / 9
1. Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income.What couldyou tell Mrs. Park
that might be of assistance?: ANSW
She should contact her state Medicaid agency t...
AHIP 2024 FINAL COMPLETE
EXAM / QUESTIONS AND
VERIFIED ANSWERS BY EXPERTS
2023/2024 GRADED A LATEST
GUIDE.
1/9
,1. Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income. What couldyou tell Mrs. Park
that might be of assistance?: ANSW
She should contact her state Medicaid agency to see if she qualifies forprograms that can help with
Medicare costs for which she is responsible.
2. Madeline Martinez was widowed several years ago. Her husband worked for many years and
contributed into the Medicare system. He also left a substan- tial estate which provides Madeline
with an annual income of approximately $130,000. Madeline, who has only worked part-time for
the last three years, will soon turn age 65 and hopes to enroll in Original Medicare. She comes to
you for advice. What should you tell her?: ANSW
You should tell Madeline that she will be able to enroll in Medicare Part A without paying monthly
premiums due to her husband's long work record and participation in the Medicare system. You should
also tell Madeline that she will pay Part B premiums at more than the standard lowest rate but less than the
highest rate due her substantial income.
3. Mr. Bauer is 49 years old, but eighteen months ago he was declared dis- abled by the Social
Security Administration and has been receiving disabilitypayments. He is wondering whether he
can obtain coverage under Medicare.What should you tell him: ANSW
After receiving such disability payments for 24 months,he will be automatically enrolled in Medicare,
regardless of age.
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, 4. Mr. Schmidt would like to plan for retirement and has asked you what is covered under
Original Fee-for-Service (FFS) Medicare? What could you tell him?:ANSW
Part A, which covers hospital, skilled nursing facility, hospice and home healthservices and Part B, which
covers professional services such as those provided bya doctor are covered under Original Medicare.
5. Mrs. PeHa is 66 years old, has coverage under an employer plan, and will retirenext year. She hear
she must enroll in Part B at the beginning of the year to ensure no gap in coverage. What can you
tell her?: ANSW
She may enroll at any time while she is covered under her employer plan, but she will have a special eight
month enrollment period that differs from the standard general enrollment period, during which she may
enroll in Medicare Part B.
6. Agent John Miller is meeting with Jerry Smith, a new prospect. Jerry is cur- rently enrolled in
Medicare Parts A and B. Jerry has also purchased a Medicare Supplement (Medigap) plan which he
has had for several years. However, the plan does not provide drug benefits. How would you advise
Agent John Millerto proceed?: ANSW
Tell prospect Jerry Smith that he should consider adding a standalonePart D prescription drug coverage
policy to his present coverage.
7. Mr. Diaz continued working with his company and was insured under his employer's group
plan until he reached age 68. He has heard that there is a premium penalty for those who did not
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