WebCE Question with complete solution 2023On what basis are benefits payable under a long-term care insurance policy typically triggered?
A) the diagnosis of an acute medical condition
B) the number and types of medications prescribed
C) the inability to perform of medications prescribed
D) a...
on what basis are benefits payable under a long term care insurance policy typically triggered a the diagnosis of an acute medical condition b the number
WebCE Question with complete solution 2023
On what basis are benefits payable under a long-term care insurance policy typically triggered? A) the diagnosis of an acute medical condition
B) the number and types of medications prescribed
C) the inability to perform of medications prescribed
D) all of the above - correct answer C) The inability to perform defined ADLs
The inability to perform defined ADLs. Benefits payable under a long-term care policy are typically based on (or "triggered" by) the inability to perform a certain number of activities of daily living (ADLs) as specified in the policy. Another common benefit trigger
is cognitive impairment.
What is a primary goal of long-term care?
A) to maintain functionality
B) to find a permanent cure for the affliction
C) to prolong life
D) to prevent the spread of disease - correct answer A) to maintain functionality
Long-term care is chronic care with the aim of management and control of symptoms and maintenance of function.
Long-term care occurs only in nursing facilities. A) True
B) False - correct answer B) False
Long-term care can occur in a variety of places, including in an individual's home, at community sites and centers, and in care facilities.
Which of the following most precisely defines the fundamentals of self-care and the basic tasks of everyday life?
A) instrumental activities of daily living
B) activities of daily living
C) self-awareness
D) mental activity - correct answer B) Activities of daily living Activities of daily living are the fundamentals of self-care. They are the basic tasks of everyday life, which include eating, bathing, dressing, toileting, and transferring. Instrumental activities are those that are associated with interacting with one's community or home.
Which level of care has as its chief characteristic assistance with ADLs?
A) Custodial
B) Intermediate
C) Skilled
D) Managed - correct answer A) Custodial
The primary characteristic of which is to provide assistance with the activities of daily living, helps meet personal rather than medical needs.
All of the following are examples of formal caregiving EXCEPT:
A) home health aides
B) intermediate care facilities
C) volunteer charitable groups
D) daily transportation to a senior center provided by a neighbor - correct answer D) daily transportation to a senior center provided by a neighbor
Formal caregiving is paid, or volunteer care is provided through a service system. Informal care is delivered by family or friends.
All of the following are services commonly offered by assisted living residences EXCEPT:
A) health care management B) help with medications
C) housekeeping
D) continuous post-operative monitoring - correct answer D) continuous post-operative monitoring
Assisted living residences generally provide most personal and health care services except for skilled nursing care, such as continuous post-operative monitoring, which can
only be offered by a skilled nursing facility.
Which of the following is NOT an example of home or community-based long-term care?
A) adult day care
B) CCRCs
C) respite care
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