NC Medicare Supplement & Long Term Care Insurance Licensing ACCURATE 100%EXAM BUNDLE

NC Medicare/LTC Correct Questions And Answers(RATED A+) Home health care covers occasional visits from who? - ANSWER Registered nurses, licensed practical nurses, community-based professionals (like hospice). **Does NOT cover visits from attending physicians. Programs that are provided to peo...

North Carolina Medicare Supplement an An individual who is not eligible for premium-free Medicare Part A coverage may apply for coverage during which of the following enrollment periods? A. All of the above B. Initial enrollment period C. General enrollment period D. Special enrollment period...

An insured has 10 years of work experience. She participated in the Social Security program for 10 years. Her medicare Part A premium is most likely to be A. $0 B. $458 per month C. About 5% of monthly income D. $458 per month - ANSWER $0 EXPLANATION: People do not pay a monthly Part A p...

Medicare - ANSWER A federal program of health insurance for persons 65 years of age and older Medicare is run by - ANSWER Centers for Medicare and Medicaid services of the department of health and human services Medicare parts A & B are - ANSWER Referred to as original Medicare Medicare Par...

Which is NOT true regarding Medicare Part A home health care? - ANSWER It pays for 60% of common medical supplies like bandages and gauze. Which of the following can't be excluded in a Medicare Supplement Policy? - ANSWER Alzheimer's If an LTC policy has a return of premium option, the amoun...

what facility is long term care NOT provided in - ANSWER Hospital an insured receives health care through both Medicare and Medicaid. She Currently has prescription drug coverage through Medicaid. does the insured need to enroll in Medicare part D? - ANSWER Yes, she must begin receiving her presc...

How many pints of blood will be paid for by Medicare supplement core benefits? - ANSWER First 3 pints What is the purpose of Medicare supplement plans? - ANSWER To fill the gaps in Medicare coverage What is the purpose of respite care in long-term care insurance? - ANSWER To provide relief for...

Federal Program - ANSWER Medicare is a federal health insurance program. Part of the Social Security program, Medicare is run by the Centers for Medicare & Medicaid Services of the Department of Health and Human Services. Private firms contract with the federal government to handle the paperwork, re...

Which of the following individuals is an appropriate customer for a Medicare supplement policy? - ANSWER Someone enrolled in both Part A and Part B of Medicare An insurer may exclude coverage for a preexisting condition on a Medicare Supplement policy for up to - ANSWER 6 months An insured has...

Horace buys a Medicare supplement insurance policy but decides not to keep it. How many days does he have to return it for a full refund of the premium? - ANSWER 30 days Which of the following individuals is an appropriate customer for a Medicare supplement policy? - ANSWER Someone enrolled in bo...

Medicare (4 parts) - ANSWER Part A: Hospital insurance (hospital Visit) Part B: Physician Service(doctor visit) Part C: Medicare advantage(Privatized Medicare) Part D: Prescription drugs Which best describes medicare? - ANSWER It is a basic hospital and doctor policy Who receives medicade...

A man is planning to retire after age 65. Until then, he will have his employer's health plan. When should he enroll in Medicare Part B? - ANSWER Within the 8 months of the day he is no longer employed or when coverage under the group plan ends In the Original Medicare Plan Part B, the percentag...

risk avoidance - ANSWER occurs when individuals evade risk entirely risk reduction - ANSWER occurs when chances of risk are lessened risk retention - ANSWER is being aware of the risks involved and taking precautions for financial protection. risk transference - ANSWER is the act of shiftin...

Which of the following is not one of the 12 required provisions for health insurance policies set forth by the NAIC? - ANSWER waiver of premium provision Medical expense policies cover a wide range of services and care. The way in which they cover the cost of these services and the way in which...