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Package deal for California life Insurance Exam Questions with 100% Correct Answers | Verified and Updated

Package deal for California life Insurance Exam Questions with 100% Correct Answers | Verified and Updated

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CA Life and Health Exam Questions and Answers Already Passed

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CA Life and Health Exam Questions and Answers Already Passed What is insurance? - Answer ️️ -Insurance is the legal contract where two parties agree that if something will happen, a value will be exchanged. What's the difference between pure risk and speculative risk? - Answer ️️ -Pure ...

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California Life and Health Final Exam – Already Passed

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California Life and Health Final Exam – Already Passed Employer-provided group term life insurance is exempt from income taxation up to - Answer ️️ -$50,000 Medicare Part B has an initial enrollment period. How many months after an individual's 65th birthday month does this enrollment pe...

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Final Exam - California Life Only Questions and Answers Already Passed

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Final Exam - California Life Only Questions and Answers Already Passed According to the California Insurance Code, what is "insurance"? - Answer ️️ -A contract Which of these statements correctly describes risk? - Answer ️️ -Pure risk is the only insurable risk Only pure risks are ins...

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XCEL TESTING SOLUTIONS CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE

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XCEL TESTING SOLUTIONS CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE When an insurance company requests an attending physician's report, the request must be accompanied by a - Answer ️️ -Copy of the signed authorization Which of the following is NOT a required uni...

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California Life Insurance State Exam Simulator Already Passed

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California Life Insurance State Exam Simulator Already Passed Exclusion ratio - Answer ️️ -An annuitant would life to determine the amount of an annuity distribution that is exempt from taxation. What is used to calculate this? Mortality rate, Exclusion ratio, Morbidity rate, Debt-to-Equi...

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California Life, Accident and Health Cram Course Exam 1-3 Already Passed

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California Life, Accident and Health Cram Course Exam 1-3 Already Passed Question #90476 Carol is injured driving a company car at work. Her Health insurance coverage: AProvides excess or supplementary coverage BWill provide coverage on a pro-rata basis with Workers Compensation CWill cover he...

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California Laws and Ethic Pertinent to Insurance Exam Questions and Answers

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California Laws and Ethic Pertinent to Insurance Exam Questions and Answers Which of the following is NOT covered by the Family and Medical Leave Act (FMLA) ? - Answer ️️ -Traveling overseas with a spouse Which of the following acts is NOT a federal offense committed by an insurance agent? -...

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FInal Exam: California Life, Accident, and Health Insurance

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FInal Exam: California Life, Accident, and Health Insurance What distinguishes a deferred annuity from an immediate annuity? - Answer ️️ -The time at which benefit payments start Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, C...

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Final Exam: California Life, Accident, and Health Insurance 2024

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Final Exam: California Life, Accident, and Health Insurance 2024 What is considered the most common type of specified disease insurance policy? - Answer️️ - Cancer Minimum participation standards exist for a group health insurance plans in order to - Answer️️ -Prevent Adverse Selection ...

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Final Exam: California Life, Accident, and Health Insurance Already Passed

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Final Exam: California Life, Accident, and Health Insurance Already Passed What is an insurance solicitor authorized to do? - Answer ️️ -Help an agent or broker sell insurance According to the California Insurance Code, what is "insurance"? - Answer ️️ -A contract What does a Hospital...

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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) Already Pass

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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) Already Pass Admitted Insurance Company vs. Non-Admitted Insurance Company - Answer ️️ -An admitted insurance company is authorized to transact insurance in California because it has a Certificate of Authority granted by ...

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California Life, Accident, and Health State Exam

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California Life, Accident, and Health State Exam Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - No payments - 30 payments - 60 payments - 120 pay...

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California Life, Accident, and Health State Exam Questions and Answers Rated A

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California Life, Accident, and Health State Exam Questions and Answers Rated A "blackout period" affects - Answer ️️ -widowed spouse How long must an individual be unable to engage in any gainful activity due to physical or mental disability in order to qualify for total Social Security To...

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CA Life and Health Exam Questions and Answers Already Passed

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CA Life and Health Exam Questions and Answers Already Passed What is insurance? - Answer ️️ -Insurance is the legal contract where two parties agree that if something will happen, a value will be exchanged. What's the difference between pure risk and speculative risk? - Answer ️️ -Pure ...

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CA Life Insurance Practice Exam with Verified Solutions

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CA Life Insurance Practice Exam with Verified Solutions A key person is typically all of the following, except: - Answer️️ - -Not directly involved in sales, production, or service Key persons are employees whose contributions have a significant impact on the revenue and profitability of th...

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CA Life insurance Exam Questions and Answers

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CA Life insurance Exam Questions and Answers What type of risk is insurable? - Answer ️️ -Pure Risk According to the Law of Agency, a principal is represented by whom? - Answer ️️ -Agent or Producer What type of insurer is a voluntarily formed organization that provides insurance benefit...

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CA Life Insurance Exam Questions and Answers 100% Pass

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CA Life Insurance Exam Questions and Answers 100% Pass What is meant by referring to an insurance policy as a unilateral contract? - Answer ️️ -Only one party makes a legally enforceable promise. When must insurance records of insurance agents and brokers be made available to the Insurance ...

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CA State Life Insurance Practice Exam A

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CA State Life Insurance Practice Exam A Single premium deferred annuity - Answer ️️ -An annuity that is purchased with a slump sum premium and whose benefits begin after 12 month is called a Human Life Value Approach - Answer ️️ -A technique used to determine the amount of life insurance...

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LIFE INSURANCE ONLY CALIFORNIA (2024/2025) ALREADY PASSED

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LIFE INSURANCE ONLY CALIFORNIA (2024/2025) ALREADY PASSED LIFE INSURANCE - Answer ️️ -Insurance that pays out a sum of money either on the death of the insured person or after a set period. TERM LIFE INSURANCE - Answer ️️ -Life insurance that pays a benefit in the event of the death of ...

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California Life License Exam Latest 2024 Graded A+

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California Life License Exam Latest 2024 Graded A+ An annuity that is purchased with a lump sum premium and whose benefits begin after 12 months is called a ... - Answer ️️ -Single premium deferred annuity A technique that is used to determine the amount of life insurance needed on the projec...

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Life-Only Agent Exam 1 Questions and Answers 100% Pass

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Life-Only Agent Exam 1 Questions and Answers 100% Pass AN example of a moral hazard in relation to a life insurance application would be: - Answer ️️ -Misstating your health history to an insurance company. John applies for a variable annuity and does not request that the premiums be immedia...

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