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[Show more]Xcel Laws and Rules Pertinent to Insurance Exam 2024 
with complete solution 
What must an agent sign when an existing Life Insurance policy is being reissued 
with a reduction in cash value? 
Policy Summary 
Buyer's Guide 
Affidavit 
Notice Regarding Replacement of Life Insurance or Annuity - answ...
Preview 2 out of 13 pages
Add to cartXcel Laws and Rules Pertinent to Insurance Exam 2024 
with complete solution 
What must an agent sign when an existing Life Insurance policy is being reissued 
with a reduction in cash value? 
Policy Summary 
Buyer's Guide 
Affidavit 
Notice Regarding Replacement of Life Insurance or Annuity - answ...
Xcel Testing Solutions-Louisiana Life 
and Health Exam Simulator - 200 
Questions 
Which dividend option would an insurer invest the policy owner's money and add 
any interest earnings as the dividends accrue? 
-Accumulation at Interest Option 
-Cash Dividend Option 
-Paid-Up Additions Option 
-One...
Preview 4 out of 60 pages
Add to cartXcel Testing Solutions-Louisiana Life 
and Health Exam Simulator - 200 
Questions 
Which dividend option would an insurer invest the policy owner's money and add 
any interest earnings as the dividends accrue? 
-Accumulation at Interest Option 
-Cash Dividend Option 
-Paid-Up Additions Option 
-One...
Xcel solutions final exam 
Insuring Which health policy clause specifies the amount of benefits to be paid - 
answer Insuring 
The investment gains from a universal life policy usually go to -answer The 
cash value 
L takes out a life insurance policy and dies 10 years later. During the claim 
proce...
Preview 3 out of 18 pages
Add to cartXcel solutions final exam 
Insuring Which health policy clause specifies the amount of benefits to be paid - 
answer Insuring 
The investment gains from a universal life policy usually go to -answer The 
cash value 
L takes out a life insurance policy and dies 10 years later. During the claim 
proce...
Xcel Solutions Final Exam 
Who does a life settlement broker represent? - answerIndividual wanting to sell 
their life policy to a third party 
What is the insurance term the State of California uses for an insurer that is eligible 
to transact business in this state? - answerAdmitted 
Most U.S. lif...
Preview 2 out of 13 pages
Add to cartXcel Solutions Final Exam 
Who does a life settlement broker represent? - answerIndividual wanting to sell 
their life policy to a third party 
What is the insurance term the State of California uses for an insurer that is eligible 
to transact business in this state? - answerAdmitted 
Most U.S. lif...
North Carolina XCEL Testing Life & Health Insurance 
Exam Study Guide 2024 with complete solution 
Which of the following requires insurers to disclose when an applicant's consumer 
or credit history is being investigated: - answer1970 - Fair Credit Reporting 
Act 
What type of reinsurance contract...
Preview 2 out of 12 pages
Add to cartNorth Carolina XCEL Testing Life & Health Insurance 
Exam Study Guide 2024 with complete solution 
Which of the following requires insurers to disclose when an applicant's consumer 
or credit history is being investigated: - answer1970 - Fair Credit Reporting 
Act 
What type of reinsurance contract...
XCEL Life and Health Insurance Test 
Review 2024 with complete solution 
Which annuity payout option allows the policy owner to choose a pre-determined 
number of benefit payments? - answerPeriod Certain 
Which annuity payout option has no additional payouts regardless of when the 
annuitant dies - ...
Preview 3 out of 23 pages
Add to cartXCEL Life and Health Insurance Test 
Review 2024 with complete solution 
Which annuity payout option allows the policy owner to choose a pre-determined 
number of benefit payments? - answerPeriod Certain 
Which annuity payout option has no additional payouts regardless of when the 
annuitant dies - ...
Xcel Final Exam 2023 
Typically, Long-Term Disability benefits are coordinated with which benefit plan? 
- answerSocial Security 
The focus of major medical insurance is providing coverage for - 
answermedical and hospitalization expenses 
An insured under a Major Medical expense plan with a zero de...
Preview 3 out of 29 pages
Add to cartXcel Final Exam 2023 
Typically, Long-Term Disability benefits are coordinated with which benefit plan? 
- answerSocial Security 
The focus of major medical insurance is providing coverage for - 
answermedical and hospitalization expenses 
An insured under a Major Medical expense plan with a zero de...
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