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Which of the following is covered by a dread disease policy? - illnesses that do not occur frequently but incur significant costs when they do occur Which of the following professionals would purchase Directors and Officers (D &O) insurance to manage the liability risk associated with their activ...

Which of the following would NOT be found in the conditions section of a homeowners insurance policy? Subrogation rights Duties of the insured Insurance premium Mortgagee clause - The insurance premium is not shown in the conditions section of the homeowner policy. Which of the following is tr...

Under the farm forms, the maximum amount payable for a loss to a satellite dish is: - The correct answer is: $1,000.. The State Insurance Fund provides workers compensation coverage for which of the following? - The fund is for both those employers unable to obtain coverage and those purchasing c...

An employee has been asked to use his own personal vehicle to perform certain tasks on behalf of his employer. What coverage is used under the business auto policy to protect the employer for lawsuits when the employee has an accident that causes legal action against the employer? - Employers nono...

Dram Shop Liability refers to: - Liquor Law Liability. The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? - Negle...

An "uninsured motor vehicle" under a personal auto policy does not include: - An abandoned car used as a residence. . Which of the following are exempt from certain sections of the New York cybersecurity regulation? - All responses listed are correct.. Danny owns an auto body shop and he has r...

Offering any return of premium, valuable consideration or inducement when purchasing an insurance policy is an example of: - I. Illegal Inducement II. Rebating Under a watercraft or yacht policy how claims are settled: - Actual cash value When may an insured sue an insurance company? - Not unt...