NEW YORK STATE AUTO ADJUSTER COMPILATION BUNDLE

30 After proof of loss has been received, a New York insurance company has how many days to pay the claim? The loan/lease gap endorsement will not pay for any of these items as well as past due payments and late fees. Which of the following are excluded from the loan/lease endorsement? ...

All of the following are reasons that an adjuster should keep very detailed log notes, EXCEPT: To produce notes that will support a fraudulent denial of claims. . The adjuster's log notes are used to determine negligent parties, to assist in detecting fraud, to become a part of the claims file,...

Medical coverage under a personal auto policy will cover the insured if he/she is injured while: Passenger on a bus. EXPLANATION: Personal auto medical coverage is available to the policyholder or a family member (resident relative) injured while occupying, or as a pedestrian, struck by a motor...

Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss of use" is referred to as a: Direct loss Indirect loss Loss evaluation Consequential loss Consequential loss When the rear of the vehicle is damaged and there is a gap betwee...

Auto Insurance NYS with correct answers

Physical damage coverage under a garage policy is a blanket limit for covered auto, an accurate statement? Yes; The dealer's physical damage limit would be done on a blanket limit basis. This would apply to comprehensive and collision losses to the auto inventory of the dealer. This is done becaus...

A red and white triangular sign at an intersection means..? Slow down and be prepared to stop if necessary. A rectangular-shaped sign is a...? Speed limit sign. A diamond- shaped sign is...? Road hazard sign. What are the colors of the warning signs that indicate hazards ahea...