Colorado Life and Health Test Questions with Correct Solutions Test Bundle

A doctorate is required for Technical Testing and Advanced Testing under CRS 12-43-228. True or False? - False The legal definition of psychotherapy in CRS 12-43-201(9) includes testing, assessment, diagnosis, treatment, and counseling. True or False? - True HIPPA is state law not federa...

Records required to be kept and record retention (DORA) - SW must retain record for 7 years from the date of termination. I Record information on record - name, phi, referral reason, mandatory disclosure statement. (5) Dates of service including, but not limited to the date of each contact...

1. Licensees shall retain medical records for ________ to serve and protect clients/patients, but also to protect themselves against adverse actions - As long as needed 2. Each licensee shall ensure that client/patient records are maintained and may be obtained by the client/patient for a mini...

Licensed Psychologist (LP) - 10 yrs Doctoral Degree: PhD or PsyD in clinical psychology. Must pass the EPPP national exam Minimum of 2,000 hours of post-PhD supervised practice hours Psychiatrist - 12 yrs Medical Doctor (MD, DO) Must pass the USMLE National Exam supervised client-con...

Agent - Agents are the agents of the insurer Producer - Usually includes agents and brokers Applicant or proposed insured - A person applying for insurance Consent - permission to do something Insurable Interest - The policy owner must face the possibility of losing money ...

Which of the following is an IRS qualified retirement program for the self-employed? - Keogh he interest earned on policy dividends is - taxable During partial withdrawal from a universal life policy, which portion will be taxed? - Interest A 60-year-old participant in a 401(k) pla...

Mandatory Uniform Provisions - Must be included in every individual accident policy, no additional provisions may be included which otherwise restrict or modify a uniform provision, designed to protect the insured's interest Entire Contract Clause- Mandatory Uniform - Includes the policy a...

Disclosure of Confidential Information - A licensee, registrant, or certificate holder shall not disclose, without the consent of the client, any confidential communications made by the client, or advice given to the client, in the course of professional employment. A licensee's, registrant's,...

appointed by governor confirmed by senate - how does commissioner get his job 3/1 - insurance cmopanies file financial statement by when no - does commissioner make laws no less than every 5 years - how often look at financial strength of carrier first class mail - how wil...

Traditional Whole Life - -Ordinary (Straight) Life -Limited-Pay & Single-Premium Whole Life -Adjustable Whole Life Ordinary (Straight) Life - -Until 100 or Death, whichever comes first -Permanent Protection -Rates & benefits based on law of large numbers (Mortality Rate) -Guaranteed, ...