Funeral Prearrangement License Exam Texas/Texas Funeral Prearrangement Test/NC Funeral Law Exam/MORTUARY LAW 252 FINAL EXAM PREP/Texas Funeral Prearrangement Life Insurance License/Jurisprudence - Funeral PrePlanner/Funeral Directing Final Exam Study Guid

The people at the insurance company who determine the risk and accept or reject the risk are called - Answer- Underwriters A ______ risk is one where the proposed insured exceeds the basic standards so the company may offer more coverage or a lesser premium for the coverage applied for to the app...

Four members of the Board of Funeral Service are appointed by the Governor from nominees recommended by: - Answer- The North Carolina Funeral Directors Association. Every NC Burial association with assets less than $10,000. shall have a secretary or secretary/treasurer that shall have a bond paya...

A person who has obtained the age of majority, is competent, and is not suffering under a disability that would limit his/her reasoning such as drug influence, stroke, or otherwise diminished mental capacity is the definition of: - Answer- responsible party Legal principle of determining outcomes...

People that work in funeral service in Texas must hold what type of license to sell funeral or burial insurance? - Answer- "Limited" Funeral Prearrangement Life License or "Full" Texas Legal Reserve Life Agent license For the purpose of this training course, the following terms will be used i...

Can you contact someone by phone or other means and ask them to purchase your services? - Answer- No, you can not contact a person and solicit services Can you contact a person in a long-term care home, hospital, or hospice and ask them to purchase your services? - Answer- No, you can not solicit...

You are working late at night in the embalming room trying to prepare Jennifer Johnson for her early morning flight. You cannot find a new combo container anywhere and have no time to order a new one. Mr. Yension was shipped to your location a couple of days ago and you still have his combo. You dec...

A funeral prearrangement life insurance agent must be supervised by: - Answer- None of the above What is the maximum initial guaranteed death benefit that a funeral prearrangement life insurance may sell? - Answer- $25,000 When an application for an insurance license is denied, EXCEPT for fail...

What is the maximum amount of money a person can deposit in a prepaid funeral trust account? - Answer- non-guaranteed: $20,000 ; guaranteed: no limit What percentage of prepaid trust funds may a funeral director withhold and at what time may he withhold them? - Answer- 10% ; when funds are collec...

Examples of this type of nuisance are toxic waste and loud traffic noise. A) per se B) in fact - Answer- a This may be prejudicial to public morals, dangerous to life, or injurious to public rights: A) Nuisance per se B) Nuisance C) Nuisance in fact - Answer- a Provision in a deed limitin...