California Life, Accident, and Health Insurance Bundled Exams Questions and Answers 100% Pass

CALIFORNIA Life, Accident and Health Questions and Answers Graded A+ A moral hazard is a dishonest person (lacking in morals) A morale hazard a careless person. A peril is a cause of loss Pure risk is insurable & includes only a chance of loss. The highest premium would be found with a substanda...

California Life Accident and Health Exam Practice Already Passed JOHN IS THE AGENT FOR ABC INSURANCE AND JANE IS THE INSURED. WHO IS THE PRINCIPAL IN THIS AGENCY RELATIONSHIP? A ABC INSURANCE B JOHN C JANE D NONE A ABC INSURANCE A(N) ________ INSURER IS AUTHORIZED TO WRITE INSURANCE POLICIE...

California Life, Accident, and Health Licensing Questions and Answers Already Passed Co-insurance The policy provision which requires the insurer and the insured to share in the cost of services rendered Exclusion ratio The formula which is used by the IRS to determine how much is taxable to an ann...

CA Life and Health Exam Questions and Answers Already Passed What is insurance? Insurance is the legal contract where two parties agree that if something will happen, a value will be exchanged. What's the difference between pure risk and speculative risk? Pure risk is when you'll lose it all or t...

alifornia Life and Health Final Exam – Already Passed Employer-provided group term life insurance is exempt from income taxation up to $50,000 Medicare Part B has an initial enrollment period. How many months after an individual's 65th birthday month does this enrollment period end? 3 months Wh...

Final Exam - California Life Only Questions and Answers Already Passed According to the California Insurance Code, what is "insurance"? A contract Which of these statements correctly describes risk? Pure risk is the only insurable risk Only pure risks are insurable Which of the following does N...

XCEL TESTING SOLUTIONS CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE When an insurance company requests an attending physician's report, the request must be accompanied by a Copy of the signed authorization Which of the following is NOT a required uniform provision in i...

California Life Insurance State Exam Simulator Already Passed Exclusion ratio An annuitant would life to determine the amount of an annuity distribution that is exempt from taxation. What is used to calculate this? Mortality rate, Exclusion ratio, Morbidity rate, Debt-to-Equity ration Offers a ...

California Life, Accident and Health Cram Course Exam 1-3 Already Passed Question #90476 Carol is injured driving a company car at work. Her Health insurance coverage: AProvides excess or supplementary coverage BWill provide coverage on a pro-rata basis with Workers Compensation CWill cover her...

California Laws and Ethics Pertinent to Insurance Questions and Answers 100% Pass The California Insurance Code defines "policy" as a(n) accepted offer promissory arrangement written contract written quotation written contract A "policy" as described by the California Insurance Code is a w...

California Life Accident and Health agent exam already passed If an applicant for a health insurance policy is found to be a substandard risk, the insurance company is most likely to A) lower its insurability standards B) refuse to issue the policy C) charge an extra premium D) require a yearly med...

Final Exam: California Life, Accident, and Health Insurance Already Passed What is an insurance solicitor authorized to do? Help an agent or broker sell insurance According to the California Insurance Code, what is "insurance"? A contract What does a Hospital Confinement indemnity policy pay for...

CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) Already Pass Admitted Insurance Company vs. Non-Admitted Insurance Company An admitted insurance company is authorized to transact insurance in California because it has a Certificate of Authority granted by the California Depart...

California Life, Accident, and Health State Exam Questions and Answers Rated A "blackout period" affects widowed spouse How long must an individual be unable to engage in any gainful activity due to physical or mental disability in order to qualify for total Social Security Total Disability? 12 m...