NYS Life, Accident, And Health Insurance Solution Pack

Pre-Final Exam - New York Life, Accident and Health What happens when an initial offer is answered with a counteroffer? - Initial offer is void According to the Affordable Care Act (ACA), dependent children may remain on their parent's plan until what age? - Age 26 The premiums paid by an ...

NY State Insurance License Practice Exam Questions And Answers Under what circumstance does an accident and health insurer have the right to request an autopsy? 1. When the claim exceeds an amount specified in the policy 2. When 2 days have passed after death 3. When not prohibited by s...

NYS Life, Accident And Health 3 years. - Life settlement brokers must keep a record of commission and compensation disclosures for life settlement contracts for the minimum of how many years? 15 days. - In a life settlement transaction, the owner must be made aware of his or her right to resci...

NYS Life, Accident, and Health State Exam Simulator Which of the following can be defined as "the potential for loss"? - Risk Which of the following describes the act of insuring a risk against possible loss? - Risk Transfer A description of a qualified plan's insurance contract may be f...

PSI - NY Life, Accident and Health Practice Exam 17-55 Which policy provision permits the policy owner to take a specified number of days to examine the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or costs? - Free Look When will a policy pay on...

New York Life, Accident, And Health An accident and health policy that provides reimbursement benefits makes them payable to? - Insured Which of the following is NOT part of an insurance contract - Certificate of Authority -Policy -Application -Riders An insured under a Major Medical exp...

NY Life, Accident, And Health Insurance Agent/Broker Exam Series 17-55 Process 2103 (d-i) - 1. The Superintendent may issue a license to any person, firm or corporation who has complied with the requirements of the Insurance Code, authorizing the licensee to act as agent of any authorized insurer...

NYS Life, Accident, And Health Insurance Exam Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? - 30-year decreasing term. How many days notice does the ACA require insurers to give before resci...